Page 6 - The Heights of Jupiter - July '18
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Page 6, North Palm Beach Heights
      How Are Insureds Saving Money On Medical Insurance?




      By Anne Gambino                                    This prompted an immediate response from the insurance   and surgical benefit, both in and outpatient, emergency
        There has been a lot of                          industry which in turn started issuing Limited Benefit   room benefit and even accidental benefits. These plans
      discussion lately on the                           Medical Plans. What exactly are these plans though and   seem to work out extremely well for anyone who is in
      unaffordability of medical                         what do they cover?                               well health and would not need unlimited amounts of
      plans that are offered                               Limited Benefit Medical Plans are not a comprehensive   coverage. Most people that choose this plan cannot afford
      through  the  exchange                             major medical plan, nor are they intended to replace   traditional medical coverage but still want protection
      for those who do not                               a major medical plan. The plan is intended to provide   and availability to their doctors. They also do not want
      qualify for a subsidy. The                         you, and your covered dependents, with basic insurance   to pay their high deductibles before receiving care for
      out-of-pocket expense                              coverage that is capped at specific amounts for specific   such things as outpatient surgeries, etc. They are worth
      for premiums and high                              services. On most occasions these plans also have no   looking into for some as long as the insured chooses the
      deductibles have made                              deductibles and very small copay out-of-pocket for doctor   proper plan.
      some insureds throw up                             visits. A traditional Limited Benefit Plan would give the     If you would like any further information on how these
      their hands and walk away                          insured a certain amount of money towards each doctor   plans can help you, or a free quote, please call the offices
      from  coverage altogether.                         visit, wellness visits, diagnostic testing, a daily hospital   of Strategic Insurance at (800) 293-8963, Ext. 2.
      Epicuriosity



      Rosé, Rosé, Rosé                                     However, we might get an idea about             carries flavors of red cherry, orange zest and
                                                         the body of a wine based on the depth of          a crispness that engulfs the palate.
      By Glenn Sudnick,                                  the color. In general lighter color wines           To show you the complex world of rosé, I
      Sommelier,                                         are bright and crisp while darker wines           recommend a vibrant wine from Bekka Valley,
      TheSudnickWinePress.com,                           tend to have more fruit and body. You can         Lebanon. The Musar Jeune 2015 made with 85
      (772) 332-4416                                     expect these wines to have a wide ranget          percent Cinsault and 15 percent Mourvèdre
        Now that summer is                               of bouquets and flavors such as delicate          fills the glass with pomegranate, rose petals
      upon us, this is a great                           white flowers and passionfruit on the nose        and honeysuckle. On the palate there are
      time  to enjoy  rosé  wines                        with exotic fruits, orange peel and peach         flavors of mandarin orange, green apples
      produced from all areas of                         on the palate. These are great selections         and rosewater. It is impressive; a wine
      the world.                                         at the dining table when paired with              you can enjoy as an apéritif with grilled
        Maybe  you  will  enjoy                          seafood, sushi and Thai dishes.                   shrimp marinated with oregano, sweet
      a nice pale-hued, dry rosé                           Not to be outshined, the rosés                  paprika, fresh garlic, olive oil and served
      from Provence, France; the                         from Willamette Valley  made  from                with a fresh wedge of lime … and yet,
      birthplace of French wine. Even though white and red wines   the Pinot Noir grape always leave       I have enjoyed rosé from Italy, South
      are made here, 75 percent of all wine produced is rosé.  me wanting more. These wines can            Africa and Australia,  Spain,  California
                                                         be described as electric with aromas              and New York.
                                                         of crenshaw melon, orange peel and                  Experience the wonderful rosés from
                                                         cranberries. We can even find bing                around the world this summer.
                                                         cherry, tangerine and bubblegum in the              It’s the thing to do!
                                                         better quality wines.                                                          Glenn
                                                           But the choices of rosé do not stop there. I recently
                                                         enjoyed a wine from Sancerre, France. The producer
                                                         Joseph Mellot truly delivers with this 2016 “Le Rabault”
                                                         Rosé. This wine is refreshing made from Pinot Noir. It







        These wines are made with at minimum two different
      grape varieties such as Cinsault, Grenache, Mouvrèdre,
      Syrah and even a little Tibouren. The wines are never
      blended between white and red, but are made using the
      saignée or bleeding method. The vintner starts by making
      a red wine as usual. As the wine begins to take on some
      color from the skins the juice is drawn off to create a light
      rosé.
        The vintner is always challenged as to how long the
      skins should stay in contact with the juice to create the
      color. So there goes the myth that the darker the rosé the
      sweeter the wine; definitely not true.













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