Page 6 - Hobe Sound Reflections - June '18
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Page 6, Hobe Sound

                    Health & Wellness

Hearing Solutions                                                health improvements as a result. So the simple resolve is “Take      	 It should also be noted that hearing loss decreases awareness
                                                                 Care of Your Health To Take Care of Your Hearing,” because           of the surrounding environment and increases cognitive load.
Your Health – Your Hearing                                       hearing loss often occurs with other serious health conditions.      The brain becomes overwhelmed with the demands on its
                                                                 The following will be helpful to better understand some of the       limited resources to maintain balance and gait, while straining to
By Murray Steinfeld,                                             causes.                                                              hear and process auditory input. It is also possible that cochlear
LHAS, BC-HIS, ACA,Board                                          	 Amajor area of medications known as chemotherapy drugs,            disorders affect vestibular function, leading to poor balance.
Certified Audioprosthologist,                                    although they help save lives, may also be ototoxic (harmful to      	 Being concerned, curious and aware of the many factors
Hearing Solutions                                                hearing). It is wise to discuss any chemotherapy medications         surrounding what we allow to enter our bodies can make a huge
(561) 747-6339                                                   with your physician, should he prescribe them, just so you are       difference in how we live our life. Discussing your medications
	 According to the Journal                                       aware of the possible effects they may have on you.                  with your prescribing physicians is important to allow you to
of the American Medical                                          	 Aminoglycoside antibiotics used to fight serious infections        understand the effects they will have on your hearing, balance
Association, approximately 40                                    are also known to be ototoxic along with pain relieving              and your daily life and lifestyle in general. Remember,
percent of adults experience                                     solicylates and non-steroidal and inflammatory drugs.                knowledge is power!
cognitive decline with hearing                                   	 In addition, phosphodiesterase type No. 5 inhibitors that treat    	 Hearing Solutions of the Palm Beaches, Colonial
loss as compared with those                                      erectile dysfunction have been linked to sudden sensorineural        Plaza, 651 W. Indiantown Road, Jupiter, (561) 747-6339,
without hearing loss. It also                                    hearing loss. This drug class includes Viagra, Levitra, and Cialis.  e-mail: or www.
noted that more than one-third                                   	 Dosage, duration and method of administration all effect a
(1/3) of adults who wore hearing aids experienced mental
                                                                 Epicuriositydrug’s ototoxicity risk.

Happy Father’s Day                                               seems like yesterday he would tell me the day before, “Now           For me it was a time where my dad and I could “right the
                                                                 remember we have a 6:52 a.m. starting time.” I would think           world’s wrongs” and while playing the same hole, discuss
By Glenn Sudnick,                                                to myself, is the sun up, yet? When we played, every shot was        why I got a “C” in math.
Sommelier,                                                       analyzed and critiqued with compliments along the way for            	 After, a great round of golf we would settle in front of the;                                         making that 20-foot putt that took a hard break to the right.        TV and watch The U.S. Open and Mom would make Dad’s
(772) 332-4416                                                                                                                        favorite sandwich; ham and cheese with lettuce, tomato with
	 Did you know that                                                                                                                   plenty of Hellmann’s mayonnaise. There would be a barrel dill
Lyndon B. Johnson issued                                                                                                              pickle on the side and never forget a tin full of Charlies Chips.
the first presidential                                                                                                                Dad grew up with his mother’s (my nana) homemade apple pie.
proclamation honoring the                                                                                                             So it was always fitting that we finished with my mom’s pie,
third Sunday in June as                                                                                                               topped with plenty of whipped cream. I hope you’re getting
Father’s Day in 1966? Later,                                                                                                          this story. Mom was very busy on our special day.
President Richard Nixon                                                                                                               	 This month is not about food and wine pairings, my wine
signed this into law in 1972.                                                                                                         choices, or my travels. This month is about one very special
For me, every year spending this day with my dad has been                                                                             person in my life. Thanks Dad for being the best father a son
very special.                                                                                                                         could ever have. I miss you very much.
	 Golf, golf, golf is                                                                                                                 	 This article is for all the great fathers who set the bar for
the rallying cry for the                                                                                                              their sons and daughters, period!
day. I always picked
out a Father’s Day card                                                                                                                                                                               Glenn
that had a funny golfing
theme like Bob Hope’s                                            Wealth ManageMent
classic line, “If you
watch a game, it’s fun,                                          Selecting A Trustee
if you play at it, it’s
recreation, if you work at it, it’s golf.” Or what about Gary    A trust often serves                                                 Relationship to Beneficiaries. If you’re like many people,
Player’s famous saying, “Golf is a puzzle without an answer.     as the centerpiece of                                                your first thought in selecting a trustee may be a relative.
I’ve played the game for 50 years and I still haven’t the        a comprehensive estate                                               But be sure to consider the relationship between the trustee
slightest idea of how to play.” After the presentation of the    plan. A properly funded                                              and the beneficiaries. Trustees may often have to make
card, the ultimate Father’s Day gift: three golf balls, all new  trust protects the privacy                                           difficult decisions with respect to the beneficiaries, such
ones!                                                            of your estate and ensures                                           as whether to assist a beneficiary with a large purchase
	 Then Mom’s breakfast: two eggs any way she wants               that assets in the trust avoid                                       or investment. If the trustee and beneficiaries have close
to make them, a slab of                                          probate. Typically, a trust                                          relationships, this may cause strain. A trustee should be
bacon, well-done rye toast                                       will hold all or the majority                                        able to say “no” when it is in a beneficiary’s best interest.
and Dad’s favorite, Mom’s                                        of your assets.
home fries. Mom could                                                                                                                 What Not to Consider. Avoiding hurting someone’s
never quite cut the potatoes                                     Though you will likely                                               feelings is one of the most common reasons for naming a
evenly, so when she served                                       be the trustee during your                                           trustee. However, naming a trustee who is poorly suited to
them the textures of each                                        life, upon your incapacity                                           the role does a disservice to the beneficiaries. If you feel
slice was a little different,                                    or death, you will need a                                            that you must name a particular individual to spare their
from well-done to well,                                          successor trustee to manage the trust assets. The successor          feelings, consider your options. Naming a more qualified
shall I say not quite done.                                      trustee even may continue to manage the trust for younger            co-trustee or a corporate co-trustee, such as Stifel Trust,
It always amazed me how                                          beneficiaries after your death. Naming successor trustees            can help ensure the trust is managed responsibly.
she could be so detailed                                         is an important decision and, for many people, a difficult
about those gnocchis, but                                        one. The following are a few factors to consider when                Stifel does not provide legal or tax advice. You should
the home fries not so much.                                      selecting a trustee.                                                 consult with your legal and tax advisors regarding your
Oh, those were the days!                                                                                                              particular situation. Trust services are provided by Stifel
	 Dad and I played a lot                                         Experience. Experience administering a trust is helpful,             Trust Company, N.A. and Stifel Trust Company Delaware,
of public golf courses. It                                       but not necessary. Instead, focus on an individual’s                 N.A. (Stifel Trust Companies), wholly owned subsidiaries
                                                                 experience with the types of assets they will manage                 of Stifel Financial Corp. and affiliates of Stifel, Nicolaus &
                                                                 as trustee. If your trust includes real estate or business           Company, Incorporated, Member SIPC & NYSE. Unless
                                                                 interests, a trustee unfamiliar with those types of assets           otherwise specified, products purchased from or held by
                                                                 may struggle to learn on the job.                                    Stifel Trust Companies are not insured by the FDIC or
                                                                                                                                      any other government agency, are not deposits or other
                                                                 Availability. Trust administration can be labor intensive            obligations of Stifel Trust Companies, are not guaranteed
                                                                 and time consuming. Make sure the person you choose                  by Stifel Trust Companies, and are subject to investment
                                                                 will be available to properly administer the trust.                  risks, including possible loss of the principal invested.

                                                                 Personality. The personal aspects of trust administration            Article provided by Bob Sander, Senior Vice President/
                                                                 are just as important as the technical aspects. A trustee will       Investments, with the Stuart branch of Stifel, who
                                                                 often have broad discretion with regard to distributions             has attained the Certified Financial Planner™ (CFP®)
                                                                 from the trust. Also, the trust may have multiple                    designation and the Accredited Investment Fiduciary®
                                                                 beneficiaries. This may lead to conflict between the trustee         (AIF®) certification. He can be reached at (772) 403-8305
                                                                 and the beneficiaries, or among the beneficiaries. If conflict       or Stifel, Nicolaus & Company,
                                                                 is likely, select a trustee with strong communication and            Incorporated Member SIPC & NYSE
                                                                 dispute resolution skills to keep the peace.
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