Page 9 - Boca ViewPointe - February '21
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February 2021 Viewpointe, Page 9
Your Heart Can Hear
By Judith Levy much trouble to try to figure out what these mumblers are now you can hear the kind words saying, “I love you” and
saying, and they do mumble. Additionally, it’s hard not to all the gentle tender affectionate sounds and warmth that
An integral part of an get your feelings hurt when that weary look comes across you remember.
older persons’ vocabulary the face of the person who is going over again what you Just shut the television, disregard the street noises,
is, “What did you say?” didn’t hear. They are now not just repeating what they said, ignore the phone, and listen quietly. What was it that your
or “What” or just an they are shouting as though you’re some kind of jerk who mother always said? What advice did your Dad tell you
unadulterated “Huh?” needs high volume to comprehend. to keep in mind? What did your husband say when he
Hearing seems to diminish Most of us don’t go to the movies anymore, so we watch proposed? What was your baby’s first word? What were all
in most seniors and hearing television which has many actors from the who knows what the special unforgettable phrases that warmed you through
aids can only help just so they just said school of acting called, you’d better read the the years. They will come back to you clearly, because
much. Many people forget sub titles if there are any, or you’re not going to understand without a doubt, your heart can hear.
to charge the devices, or leave them home or lose them, a word. Not only do the actors drop their voices to a garbled
so in the end they give up and many times they just nod whisper, lately they’ve been talking faster than ever. Judith Levy is the New York Times best-selling
and pretend to hear what you just said for the third time. But I have hope for the future. When someone, like a author of GRANDMOTHER REMEMBERS, which
In a car or restaurant, the problem is exacerbated. If you parent or dear friend is gone, you miss them and you wish has sold over four million copies, and the mega best-
are in a group you shake your head when you have trouble you could hear them again. Well, you can. Gone is the seller GRANDFATHER REMEMBERS, published by
hearing and you let the rest of them chatter on. It’s too mumbling, the unintelligible sounds that you missed, but HarperCollins.
Avoiding The Effects Of The Latest Hud
Foreclosure/Eviction Moratorium
As many of you likely already know, the federal association will be able to finish its own foreclosure amounts, the sooner the foreclosure process concludes,
government, through the United States Department of Housing action resulting in a foreclosure sale. the sooner the associations can begin to receive regular
and Urban Development (“HUD”) and the CARES Act issued Second, the moratorium excludes vacant or abandoned payment of its assessments. In those situations that the
moratoriums of mortgage foreclosures and evictions for non- properties. In other words, if the residents of the property moratorium does affect the foreclosure process, there is
payment of rent. On December 17, 2020, HUD issued its have already vacated the subject property, the moratorium no reason why associations cannot pursue motions to
Mortgagee Letter 2020-43, which extended the foreclosure does not apply, and foreclosure and/or eviction may have mortgage foreclosure sales rescheduled after the
and eviction moratorium as a result of COVID-19. With this proceed in the ordinary course. This is important to keep moratorium is set to expire, and in that way try to ensure
latest order the moratorium on residential foreclosures and in mind, because often the banks holding the mortgages the case comes to a swift conclusion once the moratorium
evictions is extended until February 28, 2021. do not have any idea on the status of the occupancy of the expires.
There are, however, a couple of important caveats unit, and as a result will assume the property is occupied. Third, the moratorium only applies to FHA-insured
to this order. First, it is important to keep in mind that This assumption will usually cause the banks to treat all mortgages. Therefore, non-FHA mortgages, privately held
the moratorium does not prevent a condominium or properties as being affected by the moratorium summarily mortgages or non-residential mortgages are not restricted
homeowners association from seeking foreclosure for delaying the proceedings. Through close consultation from filing foreclosure or eviction. This is similarly worth
unpaid assessments. Accordingly, we have advised with the associations where many of these properties investigating to make sure foreclosure proceedings are
many of our clients to continue aggressively pursuing exist, our office has been successful in opposing the not being halted unnecessarily.
the collections of its assessments. In situations that bank’s motions to cease proceedings by informing the Of course, these options and decisions should be
associations may be hesitant to proceed with the filing of courts that the moratorium is inapplicable to vacant reviewed with competent legal counsel before proceeding.
foreclosure because there is a bank foreclosure pending properties. Such opposition typically results in the courts
or imminent, we would recommend that the associations ordering the mortgage foreclosure case to proceed in the Sachs Sax Caplan, P.L., Peter S. Sachs
strongly consider proceeding with its own foreclosure ordinary course. With so many properties ultimately being
action. The reason being, the longer the banks are delayed acquired by the banks holding the mortgages, resulting in
from proceeding, the more likely the chance that the the associations having to accept the statutory safe-harbor
Boca Pointe Community Association, Inc.
6909 SW 18th St., Suite A120 A special Thank You to our monthly volunteer contributing writers
Boca Raton, FL 33433
Office (561) 395-7551 Fax (561) 395-5936 Steve Handwerker Harriet Rubin Lin Schader
Email: info@bocapointe.com Bob Kronish Jack Kulick Justin Mocha For All Your Insurance Needs
Website: www.bocapointe.com Mort Mazor Elaine Rubinson Barry J. Haberman
Access Control Judith Levy Anne Gannon Peter Sachs Call Paul Altneu
Operator: (561) 395-3392 Dr. Ronald J. Meyers Elyse Weintraub Brown Steven L. Abrams
Lisa Sileo
Arthur Dermer
Helen Karpel
Voice mail system: (561) 395-3369 Rayna Becker Hillary Reynolds Alan Arnold 561-756-6010
Website: www.gateaccess.net
Halli Moore Oris Martin William A. Gralnick
Staff Harold Katz Robert Weinroth Mark Nelles paulaltneu@gmail.com
Kathleen O’Donovan, General Manager
Lisa Cammaleri, Assistant Manager
Yvonne Rivera, Administrative Assistant Boca Pointe Resident Since 1993
Justin Mocha, Director of Security
The views of the writers of the various articles in this newspaper do not
Viewpointe of Boca Pointe is the newspaper necessarily reflect the views of the Boca Pointe Community Association.
of Boca Pointe Community Association, Inc. The Association nor the individual writers are not responsible for claims
Please direct all questions, comments or or promises contained in any advertising material appearing in the
articles for Viewpointe to lisa.cammaleri@ Viewpointe. Such claims and promises are the sole responsibility of the Live Your Best Life
fsresidential.com. individual advertiser.
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