Page 4 - Boca ViewPointe - November '21

Page 4, Viewpointe November 2021

The Cause Of A Dysfunctional Society

By William A. Gralnick fatal products. Madison Avenue had, and still has, the today’s political leaders. They are casual, tell jokes and
whole world in its hands. I had a friend who was a real use humor. Part of it is being supremely loose with the
The answer is short “Mad Men.” He had a high-ranking position in a high- facts. Sometimes they flat out lie. We are so used to this
and not what you’re ranking ad firm. The wife and I had just finished the series by now, Democrat and Republican, that we’ve taken a
thinking. The answer is Mad Men and I was soon to have lunch with him. So, I ho-hum attitude toward it.
commercials. Hear me asked him, “Is that the way it really was?” “Worse,” was That ho-hum attitude may be the ruination of American
out. his reply. Democracy and it started with television commercials-at
I’ll give you some examples and then show you what The society has been marinated for so long in this least from my perspective.
they’ve done to us. witch’s brew it has become inebriated on it. It doesn’t
Starting with Big Pharma is almost a cheap shot it is recognize the potion having become so inured to it. Thus, it Columnist and author Bill Gralnick was born and
so obvious. Whoever decided it was alright to promote is a mindset, a blanket thrown over much else. Let us then raised in Brooklyn. His latest book, titled “George
prescription drugs on television is a dolt. The way it is come to government, fake news, and all that jazz. It really Washington Never Slept Here, The War of the Itchy
done makes it worse. Do you understand half the words no longer matters what or how politicians talk to us. If you Balls and Other Tales from Brooklyn,” offers more
that are used? I don’t. Aren’t you smart enough not to were to take the points I’ve made about commercials and memories. His writings can be found at https://www.
take something if you are allergic to it? I’d hope so but did an overlay of them politically you would get many of williamgralnickauthor.com/. 
of course would you know that anyway given all the
ingredients mentioned are in Latin. And do they tell you
why one drug for something is better than the other? Not Paid Advertisement
often. They just tell you it is. They do tell you how many
ways a drug might kill you or otherwise ruin your life, What’s Better: Life Estate Deed or Revocable Trust
but at about a third or more speed faster than the promo
part and not quite as loud. Doctors and pharmacists know
about drugs—period. Life Estate Deed has very specific legal language in order to be
How ‘bout we jump to two quick food examples. Taco By Martin Zevin, Attorney effective; therefore, do not attempt to do this on your own.
Bell. Here we see two sets of folks arguing over whether There are several ways to avoid Even with the Enhanced Life Estate Deed, there are risks,
their new product is a taco or a sandwich. Really? Do probate on your home when you particularly if your child has a bankruptcy, outstanding judgment
we care? “Not I,” said the little duck. Or their latest die. If you are single, there will or undergoes divorce. The worst risk, however, is if, God forbid,
be probate when you die unless
your child dies before you or with you in a common accident. Your
where two teens are locked in a romantic embrace at the you choose one of the following child’s estate would then become the owner of the property once
ocean’s edge when a buoy falls over and its bell rings. She options. If you are married and you died, which would result in probate being required. Thus, the
thinks Taco Bell, leaves the guy, the rustling waters, the own your home together, your main purpose of the Life Estate Deed is not accomplished.
darkened beach and walks to a Taco Bell. ‘likely that’s surviving spouse will not have The best way to avoid probate on your home is to do a
something that will never happen, even if the guy’s a probate; however, there will be Revocable Living Trust. When you sign the Revocable Living
probate when the second of you
Trust Agreement, you also sign a Deed transferring the property to
lousy kisser. passes away, unless one of these options is done. you as Trustee of your Trust. You are able to keep your homestead
One that could have been good is the Subway sandwich Let us assume that you own your home jointly with your spouse exemption, maintain complete control of the property during your
commercial that shows a sandwich being magically and that you have two children. Both of you desire to have your lifetime and make amendments to your Trust without changing the
layered up so you can see how much is stuffed into the two children inherit your home equally when you both pass away. Deed. There are no risks involved, since your children’s names do
The first option would be to add the names of your two children
bread. So far so good. Then we cut to Tom Brady holding to the Deed as joint tenants with right of survivorship. This is not a not appear on the Deed. The only disadvantage of the Revocable
Living Trust is that it will cost more money in attorney’s fees. When
one, looking and sounding like he’s non compos mentis good idea. It would affect your ability to claim your full homestead you discuss the options with your attorney, you should discuss
while the commercial cuts away from him. He who looks exemption. In addition, you lose control of your property and the difference in fees between the Revocable Living Trust and
like a jerk. can only sell it if your children both agree and sign all closing the Enhanced Life Estate Deed. You can then determine whether
How about insurance? Farmers used to have a good documents. If you wanted to take one of the children off the it is worth saving the money and taking the risks involved in the
set of commercials, based on true incidents. Remember Deed, you would be unable to do so. If one of your children files Enhanced Life Estate Deed.
for bankruptcy, has an adverse judgment or files for divorce, your
During this current time of “social distancing,” I have been

the museum that showed various weird accidents that property could be subject to liens or other legal action. Therefore, consulting with clients via phone, e-mail and regular mail. In the
Farmer’s covered? They were true incidents and humorous I recommend against a Deed with your children as joint tenants past, my free initial consultation would normally be a personal
commercials that had a direct message: you drive like a with right of survivorship. meeting. Please feel free to call me for a free phone consultation
dummy; we’ll still cover you. Now we are treated to a The second option is a Life Estate Deed. There are two types of regarding any issues pertaining to Wills, Trusts, Deeds, Probate,
house destroyed by a storm upon which, lickety-split, goes Life Estate Deed: regular and Enhanced (also referred to as Lady Power of Attorney or Health Care Surrogate. I am also available for
a free consultation regarding personal injury claims or to explain
Bird). The regular Life Estate Deed requires that your children join
the framing, the windows, the walls, the roof in a matter in any sale or other changes on the Deed; therefore, you have lost car insurance coverage. Call me at 954-569-4878. My address is
of seconds. If you’ve ever had to deal with a disaster and control and cannot take your child’s name off the Deed if you choose 3275 W. Hillsboro Blvd., Suite 204, Deerfield Beach, Florida 33442.
then had to deal with an insurance company, you like me, to do so. The Enhanced Life Estate Deed gives you the sole right My web site is www.martinzevinpa.com and my e-mail address is
will want to throw a shoe at the TV. to sell the property during your lifetime or make any other changes martinzevin@netzero.com.
Then there’s Liberty Mutual with this gem. An Afghan to the Deed without the permission of your child. The Enhanced
Hound is sitting next to a guy on a bench who looks like
an Afghan Hound. Do I have to go on?
I’ll finish with Geico. Which makes you want to buy
their insurance more—A) Flo and her side kick, the two
of whom could be cast for Dumb and Dumber, B) the
star of the company the Gecko, or C) in his reprise the
Gecko asking you if 57 years of making Raspberry Jam
rings your chimes? I mean come on, folks, what do you
take us for?!? And there begins my reasoning.
For decades this country has allowed big business to
lie to us, to tell us half-truths, to foist off on us mostly bad
humor about incredibly complex and for some potentially
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