Page 9 - Boca ViewPointe - November '21

November 2021 Viewpointe, Page 9

Caregivers: Communication About Finance

Submitted by Stratford Court • Be prepared. Think the conversation through ahead the past than on what you decide as a family about your
of time, research the facts needed for you and your family future.
For most families, “don’t ask, don’t tell” seems to be the to make informed decisions, and bring your knowledge Representing Your Parents
accepted approach to financial matters. But as parents get to the conversation. When your parents are ill and can’t attend to their
older, such reticence can be costly. When financial reserves • Pick a quiet time to talk. Thanksgiving and other affairs, you may have to step in and represent them. Here’s
grow thin, all it takes is a sudden change in circumstance to traditional family gatherings may be convenient, but what you can do ahead of time to be prepared.
upset an otherwise comfortable lifestyle, plunging seniors into they hardly allow undivided attention on such potentially • Fill out all HIPAA forms required by insurance
debt and adding to the financial burden of adult children with emotional and complex issues. companies and health care providers.
their own families to support. • Share information. Your goal is to build a picture • Become a joint owner of bank accounts and safe
With a little tact and understanding, however, such of your family’s overall finances, so that you can work deposit boxes.
conversations are not only possible, but they can bring a family together as a team. • Have your parents make out a durable power of
closer together. Here are some simple things you can do to • Be sure to follow up. Everyone should leave the attorney giving you the right to make financial decisions
make your conversation more productive: discussion with a to-do list—and a commitment to meet if they become ill or incapacitated.
• Choose your agenda carefully. It might make everyone again at a specific time in the future. • Ask your parents to complete state-specific advance
uncomfortable to discuss assets during an initial conversation. Most of all, listen carefully and suspend your directives, such as a living will or a health care durable
Instead, begin by reviewing the locations of the personal and judgment. After all, the success of these discussions power of attorney. 
legal documents that may be needed in case of an emergency. depends less on individual financial decisions made in

ª Boca Pointe Advisor from page 8

and if done correctly can be extended to the top of
her navel, thus covering up the area which you are
concerned about. It does have some potential side
effects. We suggest you refer to turkeys and iguanas
Two Boca Raton Offices: 151 N. Ocean Blvd. • 21073 Powerline Rd. #63 who both have elongated wattles. Be wary after surgery
if she shies away from Thanksgiving get togethers and
SOutH FLOriDa starts head bobbing and clucking.
c) Buy your wife cashmere turtleneck sweaters.

a great PLaCe tO CaLL HOMe Even in the extreme heat of South Florida, no one can
resist wearing cashmere. We feel this problem will no
PaSSiONate aBOut tHe SOutH FLOriDa LiFeStyLe, rOBiN longer be a concern.
SPeCiaLiZeS iN BOCa POiNte aND tHe SurrOuNDiNg areaS. d) Lighten up. Share and share alike.
5. My village Board has just instituted some very
stringent rules with violations punishable by fines.
uNDer
uNDer
CONtraCt CONtraCt They are no longer allowing rentals to anyone with
facial hair – men as well as women. I do not think this
is legal and ask for your advice. Also please advise if
I am grandfathered in as I have a full beard and have
been renting for about 9 months.
a) The Advisor can understand refusing rentals to
6198 PetaLuMa Dr., BOCa ratON 11393 OHaNu CirCLe, BOyNtON BeaCH women with mustaches. Might not be legal but we will
Offered at $649,900
Robin Donegan Offered at $499,000 SOLD 6234 Brava Way need to check Florida statutes and get back to you.
b) Is seems like a reasonable requirement as this

REALTOR uNDer SOLD 6676 Quiet Wave traiL 55 will eliminate having neighbors belonging to any
terrorist cells since they all have facial hair. We
SOLD 7508 La PaZ, aPt. #202
(561) 451-6615 CONtraCt SOLD 11880 SW SaiLFiSH iSLeS Way actually applaud your boards position placing a priority
SOLD 11648 PaMPLONa BLvD.
robin@bocahome.com SOLD 7659 CiNeBar Drive on safety.
c) A resident with facial hair is only grandfathered

SOLD 7635 CiNeBar Drive
SOLD 7890 BLaCK ONyX LaNe in if they in fact are a grandfather, or grandmother as
i have developed a team of 7293 CataLuNa CirCLe, DeLray BeaCH SOLD 23265 MiraBeLLa CirCLe N the case may be.
SOLD 6601 HaWaiiaN aveNue
professionals ready to assist: Offered at $437,900 SOLD 7233 PrOMeNaDe #302 d) There is a loophole that we have discovered that
SOLD 7872 SeviLLe PLaCe #2404
o PROFESSIONAL HOME STAGERS enables a person to avoid this mandate. Move in clean
shaven and after you have settled in grow any facial
o MORTGAGE LENDERS are you ready to Buy or Sell, hair you want. There is a Florida statute 178.1 that
call robin Donegan
o HOME INSPECTORS (561) 451-6615 forbids removal of tenants with facial hair. The only
o BUILDING/RENOVATION CONTRACTORS exception is if mold starts to develop in your beard or
mustache, the board can hire a mold remediator and
“dedicated to Results” SOLD 7917 Travelers Tree Dr. remove you (and your beard) from the community. But
SOLD 4776 Sierra Lane
SOLD 22991 Clear Echo Dr, #86 we also have a remedy for that. There are facial hair
Boca Pointe Resident & equity MeMBeR SOLD 23291 FeatherPalm Ct. mold remediators that work on a contingency basis
SOLD 22652 Esplanada Circle W. and have a very impressive success rate. Contact us
SOLD 7675 Via Grande for more details when you are ready.
SOLD SOLD 7880 Travelers Tree Dr eieio, be, bee, auntbee, unclebee, middlec, someof the above,
Answers to last month’s column: a, d, kidrock, zztop,
SOLD 6670 Villa Sonrisa
SOLD 7647 Cinebar Dr. #24U
Caravelle SOLD 7460 La Paz #106 any of the above, what was the question, who really cares.
Keep those comments coming in. We will provide

3/3 2 car garage SOLD 7379 Panache Way feedback from our random street interviews in future
SOLD Boca Glades
Selling all $595,000 columns.
of Palm SOLD
Beach & SOLD $10,000 Over aSKiNg! The author of this Advice Column, Alan Arnold lives
Broward in Southwinds, Meridiana, La Paz, and has a seasonal
County rental in the Edgewater Estates. 
MerIDIaNa
3/3 1 Car Garage. Stunning! CoSta Brava

Ilene Polito SOLD 4 bdrm /3.5 Baths Lease Renewals
2 Car Garage
Great Floor Plan
(561) 302-6669 PaNaCHe $625,000 $635,000
Master down
Updated
ILENE@BOCAHOME.COM $455,000 Renters- If you plan to renew your lease
at Boca Pointe, please provide the BPCA
Dedicated to Results SOLD SOLD Management office a copy of your renewal
lease and vehicle registration prior to your
I make you feel right at home lease expiration date. Both items are needed
Caravelle
because customer satisfaction 3 Bdrms + Den to ensure that your transponder does not get
IS my highest priority! Caravelle 2 Car Garage $595,940
3/3 Updated $585,000 Golf Course view deactivated when the lease ends. Please email
BocaRatonRealEstate.com to admin@bocapointe.com.
Thank you! 