Page 10 - Hobe Sound Reflections - January '22

Page 10, Hobe Sound

Financial Local Government from page 9 backpack. Airlines no longer offer randomly chosen
courtesy PreCheck.
Martin County Tax Collector

Our taxpayers are extremely pleased and happy that
we have added and brought these innovative and customer
By Ruth “Ski” Pietruszewski, friendly services to Martin County to serve them better!
Focus Martin County Tax Collector Enjoy the holidays!
There’s No Place Volunteers The Heart Of The Community
Like Home Valuing Our Seniors For Their Experience And Expertise!
Many of our “snowbirds,” after years of coming down
What Should You Know T raveling? Birth here just for the season, decide to make Martin County their
Certification In Minutes!
About Investment Risk? Now that most of the permanent residence.
nation is getting vaccinations, Martin County is blessed to have the experience, wisdom,
By Sally Sima Stahl those that have felt trapped knowledge, enthusiasm and compassion of seniors. We honor
When you invest, and can’t wait to travel will those seniors who
you incur risk – there’s start traveling again. With the continue to share their
no avoiding it. But the holidays right around the corner, citizens will be flying home knowledge, wisdom,
concept of “risk” may to visit and spend time with friends and family. and experience to
be more expansive than We offer at our Palm City branch office a nifty make our community
you realized. And by service called “Birth Certify” to our Transportation and and the world a better
understanding the different Security Administration (TSA) clients to get their birth place in which to live.
types of investment risk records certified in minutes, in order to process their TSA These seniors unselfishly use their retirement years to serve
and how these risks can be PreCheck. and to help others.
addressed, you can improve Simply find your birth state on the map. The dates Martin County Tax Collector routinely cooperates with
your skills as an investor. shown represent the specific time frame the state is able to the volunteers of the United Way, which coordinates the
The most common perception of investment risk is certify birth records. States shown in gray do not currently work of hundreds of volunteers in Martin County. By taking
simply the risk of losing money. When you invest in stocks offer birth certify service. The dollar amount shown on the over specific tasks, volunteers not only make it possible
and stock-based vehicles, such as mutual funds, there are specific state’s picture is the amount that you will be charged for the employees to focus on their everyday duties and
no guarantees that your principal – your initial investment to have your birth records certified. We simply call on the responsibilities, but also share with them their wisdom and
amount – will be preserved. Generally speaking, if you phone and are able to certify your birth records in minutes, experience and often amuse us with their wit. Their energy
hold stocks or mutual funds over a period of years, and so we can process and have your TSA PreCheck issued. The and positive attitude are so transparent and contagious;
even decades, you can reduce the likelihood of sustaining applicant must know their mother’s maiden name. enthusiasm for the tasks at hand is apparent and evident.
losses that could send your investments’ value to zero. TSA PreCheck saves travelers from waiting in long Every assignment is treated with attention and interest. They
Hopefully, the value of your investments will rise over lines at the airport, especially at heavy travel times, and are very special people whose donation of time and effort
time. And it’s worth noting that, since the Great Depression, speeds passengers through physical screening. This is for warrants special consideration and appreciation.
U.S. stocks have averaged 9.59% annual returns, according domestic flights only within the United States. Passengers Our efforts of delivering great service are often supported
to Morningstar Direct, an investment research service. do not need to take off their shoes, belt, or empty their by our dedicated team of volunteers, ready to assist. They
However, past performance can’t guarantee future results. help us guarantee timely delivery of notices,
In any case, this type of risk is real, and it’s a factor to renewals, and bills, and lighten our work
consider when making your investment decisions. But you load.
can’t avoid all risk by avoiding stocks and putting your Whatever it is that motivates them to help,
money into other types of investments. Consider bonds, for we at the Martin County Tax Collector’s office
example. When you purchase a bond, you typically receive hope that volunteers find the contribution
regular interest payments and you get back your initial of their time and energy an important and
investment when the bond matures, provided the issuer enjoyable experience for themselves as
doesn’t default. But if interest rates go up and you want to well as for the Office of the Tax Collector.
sell your bond before it matures, you’ll have to offer it at a We routinely recognize our volunteers
“discount,” because no one will pay the full price for your for their work, and we try to express how
bond when they can buy new ones at a higher rate. grateful we are to have them on our team
You can help manage this type of interest rate risk every time we have a chance, so allow me
by owning a variety of bonds with different maturities. to say it again on behalf of the staff of the
When interest rates are rising, you can reinvest your short- Tax Collector’s Offices, thank you for being
term bonds at the new, higher rates. And in a falling-rate a constant, reliable source of help, support,
environment, you can still benefit from your longer-term and assistance. We value your experience
bonds, which typically pay higher interest rates. and appreciate and are very grateful for your
Foreign or international investments also contain specific support and for sharing your wisdom with us!
risks. When you purchase foreign stocks, you’ll find that Thank you for volunteering!
fluctuations in the value of currencies relative to the U.S.
dollar can affect your returns. Also, international investments
may carry political risk, since some foreign governments
and political systems may change in ways that work against
businesses in those countries. To contain these types of
risk, you’ll want to maintain an appropriate allocation of
international holdings and diversify across regions.
Ultimately, your most broad-based defense against all
types of risk is to build a diversified portfolio containing NoN-Toxic cancer immunotherapy
U.S. stocks, international stocks, corporate bonds, mutual
funds, government securities and other investments.
Diversification works because it helps reduce the impact
that market volatility can have on your portfolio if you only Available NoW
own one type of asset, such as domestic stocks. (However,
diversification can’t guarantee profits or protect against all Safe and Effective!
losses.) And you’ll also want your portfolio to reflect your
individual tolerance for risk.
By being aware of the different types of risk, and taking This is the Original Immunotherapy that
steps to mitigate them, you can create a strategy that offers
the potential to help you achieve your important goals, such balances and optimizes your immune system to
as a comfortable retirement. And by doing so, you’ll avoid fight almost any type of cancer.
the greatest risk of all: not investing for your future.
This article was written by Edward Jones for use by
your local Edward Jones Financial Advisor, Edward Jones, Hundreds of successes over the years.
Member SIPC.
Edward Jones is a licensed insurance producer in Continuously available since 1977
all states and Washington, D.C., through Edward D.
Jones & Co., L.P., and in California, New Mexico and in Freeport, Grand Bahama Island
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New Mexico, L.L.C.; and Edward Jones Insurance Agency See our website for more info:
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Edward Jones, its employees and financial advisors www.Quantumimmunotherapy.net
cannot provide tax advice. You should consult your qualified
tax advisor regarding your situation. or call for more information: Toll-free number (561) 766-0878
Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458. Email: Quantimmuno@gmail.com