Page 8 - Jupiter West - January '22

Page 8, Jupiter West
Financial Focus

What Should You Know In any case, this type of risk is real, and it’s a factor to U.S. stocks, international stocks, corporate bonds, mutual
consider when making your investment decisions. But you
funds, government securities and other investments.
About Investment Risk? can’t avoid all risk by avoiding stocks and putting your Diversification works because it helps reduce the impact
money into other types of investments. Consider bonds, that market volatility can have on your portfolio if you
By Sally Sima Stahl for example. When you purchase a bond, you typically only own one type of asset, such as domestic stocks.
When you invest, you receive regular interest payments and you get back your (However, diversification can’t guarantee profits or protect
incur risk – there’s no initial investment when the bond matures, provided the against all losses.) And you’ll also want your portfolio to
avoiding it. But the concept issuer doesn’t default. But if interest rates go up and you reflect your individual tolerance for risk.
of “risk” may be more want to sell your bond before it matures, you’ll have to By being aware of the different types of risk, and taking
expansive than you realized. offer it at a “discount,” because no one will pay the full steps to mitigate them, you can create a strategy that offers
And by understanding the price for your bond when they can buy new ones at a the potential to help you achieve your important goals,
different types of investment higher rate. such as a comfortable retirement. And by doing so, you’ll
risk and how these risks You can help manage this type of interest rate risk avoid the greatest risk of all: not investing for your future.
can be addressed, you can by owning a variety of bonds with different maturities. This article was written by Edward Jones for use by
improve your skills as an When interest rates are rising, you can reinvest your short- your local Edward Jones Financial Advisor, Edward
investor. term bonds at the new, higher rates. And in a falling-rate Jones, Member SIPC.
The most common perception of investment risk is simply environment, you can still benefit from your longer-term Edward Jones is a licensed insurance producer in
the risk of losing money. When you invest in stocks and stock- bonds, which typically pay higher interest rates. all states and Washington, D.C., through Edward D.
based vehicles, such as mutual funds, there are no guarantees Foreign or international investments also contain specific Jones & Co., L.P., and in California, New Mexico and
that your principal – your initial investment amount – will be risks. When you purchase foreign stocks, you’ll find that Massachusetts through Edward Jones Insurance Agency
preserved. Generally speaking, if you hold stocks or mutual fluctuations in the value of currencies relative to the U.S. of California, L.L.C.; Edward Jones Insurance Agency of
funds over a period of years, and even decades, you can dollar can affect your returns. Also, international investments New Mexico, L.L.C.; and Edward Jones Insurance Agency
reduce the likelihood of sustaining losses that could send may carry political risk, since some foreign governments of Massachusetts, L.L.C.
your investments’ value to zero. Hopefully, the value of and political systems may change in ways that work against Edward Jones, its employees and financial advisors
your investments will rise over time. And it’s worth noting businesses in those countries. To contain these types of cannot provide tax advice. You should consult your
that, since the Great Depression, U.S. stocks have averaged risk, you’ll want to maintain an appropriate allocation of qualified tax advisor regarding your situation.
9.59% annual returns, according to Morningstar Direct, an international holdings and diversify across regions. Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
investment research service. However, past performance Ultimately, your most broad-based defense against all 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
can’t guarantee future results. types of risk is to build a diversified portfolio containing
2021 Palm Beach Holiday Boat Parade

Report and photos by Penny Sheltz
The Palm Beach Holiday Boat Parade began at 6 to 8 p.m.
on Saturday, Dec. 4. The event was hosted by The Marine
Industries Association of Palm Beach County.
The parade featured 80 vessels decked out with thousands
of twinkling holiday lights, and kicked off from the Safe
Harbor North Palm Beach Marina and navigated up the
Intracoastal Waterway to the Jupiter Inlet Lighthouse.
The family-friendly event was led by a traveling fireworks
display and Marines collected donated toys benefiting Toys
for Tots and Little Smiles.
Spectators brought unwrapped toys to their parade viewing
spot and waved a flashlight if they had a toy to donate.

A kickoff party was held at Safe Harbor North Palm Beach
Marina with Marines collecting toys. 2021 Palm Beach Holiday Boat Parade on page 9
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