Page 10 - Boca Club News - March '22
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Page 10, Boca Club News

               From The Professionals’ Desks



      Healthy Answers–A Guide to Healthy Living:



      “The Magic of Exercise!”



      By Dale Brown, B.S., M.A., C.E.C.                 unwanted pounds. (Okay, maybe not!) Today, there are all   blood sugar level, thereby reducing your risk of diabetes.
      Dale is a motivational speaker who                sorts of activities to help motivate people to exercise. It’s      Exercise helps with weight management. For every 100
      has spent many years as a Certified               not hard to choose one that suits your mind, body and spirit.   calories you burn while active, you continue to burn 15 after
      Life Coach and has written numerous               For example, the phone app, FitOn, offers opportunities to   you stop. If you cut 500 calories a day through exercise and
      articles and e-books relating to self-            work out anytime, anywhere, and promises you will never   follow a healthy diet, you could drop one pound a week.
      improvement and ways to build a                   get bored trying a large range of workouts.           Your muscle endurance and strength increase the longer
      high-performance team. She is the                    Making lifestyle choices that are within your control   you  continue  to  exercise. After  four  weeks  of  regular
      author of the recently published book,            are some of the best things you can do to help prevent   workouts, you begin to lose flab and build muscle, and your
      “Small  Steps...Big  Changes: The                 disease and retard aging. Although studies document the   heart pumps more efficiently.
      Personal Stories of a Life Coach.” Her education and years   link between a healthy diet as a prevention of age-related   Why does exercise make you feel good mentally?
      of experience in physical fitness and training of elite athletes   disease, exercise is right up there as a key ingredient to      You feel energized due to the release of endorphins,
      has enabled her to sharpen her knowledge in many health-  turning back the clock.                    which trigger a natural high. Serotonin, dopamine and
      related areas. The following introduces a new approach to      Regardless of age, exercise is one of the best anti-aging   norepinephrine are mood-enhancing chemicals that flood
      Ms. Brown’s series of columns devoted to many topics that   things you can do for yourself. I like to think of exercise as   your brain during exercise. This mood high lasts for a couple
      deal with the mind/body connection and the importance of   magic because that’s the way it works. Once you get into   of hours after exercise and longer, depending upon your
      living a healthy lifestyle. Dale, a Bocaire resident, can be   it, everything changes. You feel better about how you look,   level of exertion.
      reached at dalebrown@lovingmondays.com.           and it makes it easier to resist that piece of chocolate cake.      Your mental sharpness increases due to the flow of
         During the next 20 years, a total of 80 million Americans   If you don’t believe me, hear what experts say about the   blood and oxygen to your brain. After a workout your brain
      born from 1946 to 1964 will make up the aging generation.   health benefits of getting fit. It might be the incentive you   operates on all cylinders, activating growth-stimulating
      This may not mean much to the younger set, but if you are   need to get up and get moving.           proteins, which help new brain cells to form.
      one of the iconic group of people known as a baby boomer,   What are some of the anti-aging health benefits of exercise?     By now, I hope you’re ready to throw on your gym
      you know they do not take the aging process lightly. Right      People who are physically fit have better telomeres—the   clothes and sneakers and head for the gym. If you haven’t
      at this very moment, boomers are looking for ways to look   DNA that protects chromosomes from damage—thereby   worked out for a long time, take it slow. Check with your
      and feel younger than their years.                slowing down the aging process. Exercise has been proven   doctor before you begin a fitness program, just to be on the
      What can you do now to improve the quality of your life?  to significantly reduce your risk of cancer and other chronic   safe side. You may have to redefine your fitness goals based
         One way is to move your body! My mantra has always   diseases.                                    on your age and physical limitations--but you can do it!
      been,  “activity  is  better  than  no  activity.”  Even  when      Exercise boosts your immune system by elevating your      Exercise is known to be every bit as good as prescription
      you awake in the morning and feel the stiffness in your   level of immunoglobulins, proteins that help fight infection.   drugs to reduce depression and lift your spirits. Whether
      joints, getting up and moving will help you feel better. The   It’s been known that every sweat session you do can help   you’re a member of the boomer generation or not, don’t
      importance of increasing blood flow through stretching,   strengthen your immune function for about 24 hours.  wait. Exercise is a lifestyle choice you can easily make that
      walking and deep breathing livens up all your senses.     A vigorous workout is more beneficial than a brisk walk   will prolong your life and lift your spirits. Do yourself a
         The idea of exercising today is very different and has   because it lowers your LDL (bad) cholesterol levels and   favor and start now. You’ll be happy you did!
      evolved over the years. Some may remember belts that   lowers blood pressure up to 16 hours after just one workout
      went around the waist and hips that shivered and shook off   session. The more you exercise, the more it may lower your
      Legal: 2022 Real Estate Market Predictions



      By Michael J Posner, Esq., a partner                 Foreclosures: We expected a substantial upsurge in      Commercial Real Estate: The commercial real estate
      in Ward, Damon, Posner, Pheterson &               mortgage foreclosures in 2021. This did not occur due to   market continues to suffer due to the pandemic. The remote
      Bleau, P.L. a mid-sized real estate and           a combination of reticence of institutions to commence   worker began to reevaluate the need for office space. This
      business-oriented law firm serving all            foreclosure actions during the ongoing COVID pandemic,   trend is estimated to continue into 2022, which will likely see a
      of South Florida, with three offices in           along with the continued increase in the value of properties   combination of more commercial evictions, more empty office
      Palm Beach County. They specialize                described below. We believe that foreclosures will also   space, and a decline in a cost per square foot for such rentals.
      in real estate law and can assist                 remain low in 2022 for the same reasons as 2021.   However, this trend may be offset, in part, by many businesses
      sellers and purchaser with closing                   Sales: Demand for properties was expected to be high   seeking to relocate to South Florida from the northeast.
      and  financing  of residential  and               in 2021, and these predictions came true. However, supply      The outlook for 2022 is similar to 2021, being cautiously
      commercial real estate including remote closings. They can be   remained low despite the increase in vaccinations. In fact,   optimistic in most sectors of the real estate market. It is
      reached at (561) 594-1452 or at mjposner@warddamon.com.  in some areas supply has dropped by up to 20% year-over-  anticipated  that  the  combination  of  still  relatively  low
         At the end of 2020, I and other real estate experts   year. As a result, prices continue to rise in a classic example   interest rates and an improved economy, despite inflation
      made several predictions for the 2021 real estate market. I   of supply versus demand economics. Values increased over   worries, will only serve to continue to push the residential
      predicted that interest rates would remain low in 2021, and   2020 from ten to thirty percent depending on the area. Experts   real estate market.
      that prediction was very accurate. Rates consistently stayed   predict that prices will continue to rise in 2022, but not at the      However, this is dampened by the continued issues in the
      in the mid-to high two percent range, gradually increasing   same rate as 2021. These high prices, combined with higher   commercial sector, including reductions in the demand for
      at the end of 2021. My prediction of mass evictions did not   mortgage interest rates, would normally lead to a decline in   office space, and the ongoing loss of retail businesses due to
      occur, though evictions have increased over 2020. Despite   demand, but with supply so low it appears that there will still   the continued success of delivery companies such as Amazon,
      expectations, there also was not a substantial increase in   be more buyers than sellers during 2022. Part of the reason   Walmart, and the delivery companies like Door Dash and
      mortgage foreclosures.                            demand continues—despite higher interest rates and more   Uber Eats. Indoor malls will continue to close at a faster rate,
         Demand for housing was predicted to be strong in 2021,   expensive homes—is the equally high cost of renting, which   due to the ongoing pandemic and the decade-long decline of
      and  it  appears  that  demand  was  actually  stronger  than   is driving some renters to homeownership.  in-person shopping.
      estimated. Commercial real estate remained flat in 2021,
      as expected, with limited commercial inventory, but many
      vacancies in the commercial office sector remain as remote
      access work continues to be popular.
         The crystal ball has been dusted off, and it is now time to
      make predictions for the real estate market 2022:
         Mortgages: Rates continue to rise, pushing close to four
      percent. While this is still historically low, it is nearly a one
      percent increase over the lowest rates in 2021. On a $500,000   Beth Ami Congregation Is Open
      mortgage, this represents nearly a $300 per month increase
      in mortgage loan costs. Inflation is now at a forty year high,
      and we anticipate several rate hikes in the U.S. Treasury          Join us Friday evenings at 6:00 PM for a spiritual musical
      Rate in an attempt to combat high inflation. These hikes will   Kabbalat Shabbat / Ma’ariv service with Cantor Michael Glozman
      increase the cost of borrowing, driving up mortgage rates                             Oneg following services
      in 2022. However, most experts believe that the rate will
      hover between 3.5% and 4.5% in 2022, which still represents                       Saturday Services - 9:30 AM
      historically low interest rates.                                                   Followed by a lovely Kiddush
         Rentals: Residential rental rates increased substantially     Pray together and stay connected with members and friends
      in 2021, rising 36% in South Florida. These increases are
      already stressing lower moderate income families who could                            of the Beth Ami family
      barely afford rent prior to the increases. Vacancy rates are low          1401 NW 4th Avenue, Boca Raton, Fl 33432
      6%, which generally means that demand for rental properties               Please rsvp synagogue office - 561-347-0031
      exceeds the available supply, putting more pressure on rental
      rates. Experts predict that rents will rise between 7% and 10%                    Visit our website: bacboca.org
      in 2022.
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