Page 8 - Jupiter West - October '22

Page 8, Jupiter West
Medicare Corner With Kathy O

Am I On The Right Medicare So, what do I do now and what are my options? If you How do I go about comparing plans? As a consumer,
there are two important lists you should have when comparing
are on a Medicare Advantage or Prescription Drug Plan (PDP),
Plan? you will receive an Annual Notice of Change that will explain plans and making the best decision for you: 1) A list of your
any changes that are effective as of January 2023. If you do not medical providers and 2) A list of your prescription drugs.
Insurance companies get this important document, contact your plan provider. If you You have several resources to assist your decision-making
are continuing to make are satisfied with your current plan and the upcoming changes, process for AEP. You can contact Medicare by phone (800)
improvements in benefits you do not need to do anything. The plan will automatically MEDICARE or online at www.medicare.gov or you can
to their Advantage plans to renew in January 2023. If you do not like the coverage or are contact a local agent like me!
help members receive low- interested in seeing if there are other options with more benefits What about ALL those commercials? These ads are
cost care and extra benefits or lower costs, contact a local agent like me! designed to generate the most incoming calls possible. They
beyond original Medicare. For those on a Medicare Supplement plan, you have list all possible free benefits, but include a disclaimer that you
It is important to annually the option during AEP to change to a Medicare Advantage may not qualify for these benefits. As a local agent, I can help
review your plan and look at Plan that may have a $0 monthly premium. If you try clarify which benefits you may or may not be qualified for and
some other options available the Advantage Plan, and in the first year want to switch assist you in enrolling in a new plan.
in your area, because you back to your supplement, you have guarantee issue under For a no-cost or obligation plan review, please call me
may miss out on additional “Trial Rights.” Which means you can switch back to your at (561) 212-7640. I conduct reviews in person and on the
benefits and/or lower costs. supplement anytime during the next 12 months. phone. I speak Medicare.
Can I change my plan anytime I want? Every year
changes to their plan during what is known as Annual Help The Arc Drive Change
all active Medicare A and B recipients are eligible to make

Enrollment Period (AEP) which runs from October 15 to
December 7. Plans are effective January of the following year. Enter A Special Chance Drawing

It’s The Law! The Arc of Palm Beach Center in Riviera Beach into a dynamic educational and
County is driving change
career development hub for adults with intellectual and
for children and adults developmental disabilities.
Did You Know That, In with developmental “Our recent mergers have created incredible opportunities
for our agency to enhance and elevate our services through
disabilities with a special
Florida… chance drawing. Open the combined effort of the most experienced disability
to the public, entrants professionals in the county,” said Kimberly McCarten,
By Adam S. Gumson, can win several amazing president and CEO of The Arc. “This drawing is a fun way for
Esq. prizes, including a 1930s the community to come together and support the important
Re a l e st a t e hot rod, while helping work we are doing.”
purchased prior to a support a great cause. Take the chance to fulfill your dreams and support the
m a r r i a g e m a y n o t The grand prize is a life-changing work at The Arc for the disabled community –
always be considered 1937 Chevrolet Master Deluxe 4-Door Sedan Hot Rod valued where every person feels welcome, connected, and accepted.
a non-marital asset if at $32,000. The car is black cherry red with pinstripes and has Tickets for the drawing are one for $100, three for $250,
marital funds were used approximately 62,000 miles. If a classic car is not quite your and eight for $500. For a full disclosure of the rules and
for mortgage payments. speed, other amazing prizes include a Gucci bag and matching guidelines, and to purchase tickets, please visit arcpbc.org/
It is important to wallet, a TAG Heuer watch, a Tiffany necklace, a $1,000 events/chancedrawing.
maintain good records American Express shopping spree, and a two-night stay at the About The Arc Of Palm Beach County
so that you can trace the Palm Beach Marriott Singer Island Beach Resort & Spa. The Arc is changing the conversation around disabilities
funds and show that no monies were commingled. The Arc recently joined forces with Seagull Services by defying definitions, inspiring possibilities, and improving
If a child is adopted by someone other than the and Palm Beach Habilitation Center, making it one of the the lives of the people we serve, their families, and our
biological father, liability of the biological father for largest disability-focused nonprofit organizations in the community. Since 1958, The Arc has envisioned a community
child support is terminated. state. With this extended presence, The Arc transformed where every person feels welcome, connected, and accepted.
A personal representative is required to settle its 15,000-square-foot North Campus Achievement Photo courtesy of The Arc of Palm Beach County
and distribute an estate according to the terms of the
decedent’s will and the Florida Statutes. Unless the
will states differently, the personal representative will
take possession and control of the decedent’s property
(except homestead real estate, which is sometimes
handled differently).
A registered agent is appointed by a corporation,
foreign or within the state of Florida, to accept service
of process, notices or demands received.
Looking to start a partnership? An operating
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