Page 12 - Stuart Exposure - July '19
P. 12

Page 12, Stuart Exposure

      Stuart Chamber Happenings from page 11



                                                                                                                 July 2019
                                                                                         Please Post
                                                                                        For Employees    1650 S. Kanner Highway, Stuart, FL 34994
                                                                                                    287-1088 • Fax: 220-3437 • www.stuartmartinchamber.org
                                                                                        Sunday   Monday    Tuesday  Wednesday  Thursday  Friday   Saturday
                                                                                                1         2         3                  5         6
                                                                                                             NO
                                                                                                            Youth
                                                                                                            LEADERship
                                                                                                           Planning
                                                                                                            Meeting
                                                                                                                             Chamber Closed
                                                                                       7        8         9         10       11        12        13
                                                                                                           Networking   Networking      LEADERship
                                                                                                           Breakfast  Luncheon  LEADERship  Alumni Board
                                                                                                            7:45 AM  11:45 AM  Planning
                                                                                                                     Hosted by:  8:00 AM  Meeting
                                                                                                         Teleperformance  The Kane Center  Chamber*  8:00 AM
                                                                                                          10400 U.S. #1  900 S.E. Salerno   Chamber*
                                                                                                           Port St. Lucie  Road, Stuart
                                                                                                                    Sponsored by:
                                                                                                                     Advantage
                                                                                                                    Technologies
      Tami Gordon and Terri Henson, owners of Three Little Birds celebrated their grand opening   14  15  16       17 Board  18        19        20
                                                                                                                     Meeting
                                                                                                                      7:30 AM
      with a Stuart/Martin County Chamber ribbon cutting on June 13. The restaurant was packed             Networking  Chamber*
                                                                                                           Breakfast
                                                                                                            7:45 AM
      with Chamber members and customers enjoying their delicious lunch, as the staff worked hard         CenterState   Business EXPO/
                                                                                                                     Business
      to provide excellent service. The new restaurant is located next to downtown Publix at 740 S.         Bank    After Hours
                                                                                                            2400 S.E.
      Federal Highway, Stuart.                                                                            Monterey Road  4:00-7:30 PM
                                                                                                                     Hosted  by:
                                                                                                            Stuart  Indian River
                                                                                                                    State College
                                                                                                                   2400 S.E. Salerno
                                                                                                                     Road, Stuart
                                                                                       21       22        23        24       25        26        27
                                                                                                           Networking
                                                                                                Ambassador  Breakfast
                                                                                                 Committee  7:45 AM
                                                                                                  Noon
                                                                                                 Chamber*  First Citizens
                                                                                                            Bank
                                                                                                          2171 S.E. Federal
                                                                                                           Hwy., Stuart
                                                                                       28       29        30        31
                                                                                                           Networking  Local Govt.           WEDNESDAY
                                                                                                           Breakfast   &                     July 17, 2019
                                                                                                            7:45 AM  Transportation
                                                                                                            Culver’s   Committee             4:00-7:30 PM
                                                                                                           of Stuart  Noon
                                                                                                          2501 S. Kanner  Chamber*  Wolf High-Technology Center
                                                                                                           Hwy., Stuart        Indian River State College, Stuart
                                                                                          * The Chamber Conference Center is sponsored by Treasure Coast Urgent & Family Care.
      As host and sponsor of the Stuart/Martin County Chamber’s June 18 Networking Breakfast, Suzanne
      Adams and Christie Donn of The Grace Place took the opportunity to promote the upcoming
      Leadership Summit they will host on Aug. 8 to 9. Representing The Grace Place, shown with Chamber
      Chairman Will Carson, Forward Electric & Air Conditioning (white shirt) are (from left) Christie
      Donn, Suzanne Adams, Shelby Rael, Robin Minichino, Stephanie Johnston, Janet Dukelow, Eric
      Addison and Scott Blackmon.

                                                                        Wealth ManageMent


                                                          Financial Planning For                             you through a few important tasks, such as adding your child to
                                                                                                             Once your baby is born, the hospital staff will usually walk
                                                          New And Expecting Parents                        your health plan within the first 30 days of birth or submitting
                                                                                                           the form to get your child a Social Security number. There are a
                                                             Regardless of your age,                       few important things, however, they may not remind you about
                                                                                                           that you do.
                                                          becoming a new parent
                                                                                                             Update your beneficiaries. Now that you have more than
                                                          is something no one can                            just yourself to care for, it’s more important than ever to ensure
                                                          fully prepare for. Although
                                                          sleepless nights and additional                  your beneficiary designations are up to date. This will ensure
                                                                                                           the money you worked so hard to save goes to the appropriate
                                                          responsibilities are inevitable,
      Terry Eve, B2B CFO (left) got acquainted with prospective   having a new baby can wreak              people in the event something were to happen to you. If this
                                                                                                           is your second or third child, don’t forget to review and adjust
      Stuart/Martin County Chamber member Chris Greer, Mr.   havoc on your finances if                     your beneficiaries to ensure all children are accounted for.
      Appliance and new member Lance Zazulia, 9Round 30 Min   you’re not careful. You will                    Create or adjust your estate plan. Another way to ensure
      Kickbox Fitness, at the June 18 Networking Breakfast at The   likely have to adjust your cash        your child will be cared for is to update your estate plan. If
                                                          flow to account for the added
      Grace Place.                                        expenses of another mouth to                     you do not have a current will or trust, now is the best time to
                                                          feed. Perhaps one spouse will                    create one. More importantly, naming your child’s guardian
                                                                                                           in the event you and your spouse were to pass away is crucial
                                                          decide to stay home, leaving
                                                          you with one income. With so                     to ensuring your children are cared for in the event you pre-
                                                                                                           decease them.
                                                          many changes being thrown
                                                                                                             Don’t forget about your retirement accounts. As much
                                                          your way, here are a few tips to make it less of a financial shock.    as we want to give everything to our children to ensure they get
                                                             Understand your coverage. Understanding of what
                                                          expenses your health insurance covers will help you determine   the most out of life, do not forget about your own retirement
             Southern Exposure Technologies               what your maximum out-of-pocket expense is. Babies can be   plan. You should always fund your own retirement before
                                                                                                           funding other goals. Be sure to consistently contribute to your
           Computer Install/Setup/Repair                  expensive; in fact, the average cost of raising a child born in   retirement accounts so you can retire and enjoy what you have
                                                          2015 from birth to age 17 is $233,610, according to the U.S.
                     (561) 315-0144                       Department of Agriculture, and this doesn’t even factor in   worked for.

                                                                                                             Consider funding a college savings plan or UTMA. After
                   getsetgo.annie@gmail.com               college expenses.*                               paying for the necessities and funding your retirement accounts,

                                                             Estimate your healthcare costs. Once you understand
                            * DSL, Broadband,Wireless Install  your insurance benefits, you should have an idea of the cost   you may want to consider funding an account for your child. It
                            * Networking, Troubleshooting  of routine doctor’s visits, from your very first ultrasound to   never hurts to open the account and fund it when life allows for
                            * Instruction                 the birth of your child. It’s helpful to come up with a budget   it. Any time your child receives a monetary gift, you can use
                            * Hardware/Software Installation  before your new bundle of joy arrives and adjust it as needed.   those funds to save up over time. When it comes to saving, the
                            * Virus/Spyware/Adware Fix                                                     earlier you start, the longer you have to let your funds grow,
                            * Cleanup/Maintenance/Backup  Once your baby is born, it may take a few months until you   and by the time your children are ready to attend college, you
                            * Business Consult/Startup/Move  are comfortable with your cash flow.          will have funds to help with college expenses.
                            * Website Design/Maintenance     Save ahead for future expenses. While not all expenses      Stifel does not provide legal or tax advice. You should consult
              Call S.E.T. to install your “new computer, printer  are foreseeable, much of what comes with the cost of having   with your legal and tax advisors regarding your particular
                                                          a child can be budgeted. Doctor’s visits and child care costs,
                       and wireless network”!                                                              situation.
                       GET S.E.T. GO!                     for instance, will likely be an ongoing, consistent amount.      *Source:  https://www.usda.gov/media/press-
                                                          Saving an extra $50 or $100 from each paycheck can help
         REASONABLE HOURLY, WEEKLY, MONTHLY RATES         pad your child care expense fund.                releases/2017/01/09/families-projected-spend-average-233610-
       FOR SMALL BUSINESSES FOR AS LOW AS $50.00 AN HOUR,     Fund your HSA. If you have an HSA account, you can use   raising-child-born-2015
             WITH A MINIMUM OF 6 HOURS A MONTH,           those funds for the routine doctor’s visits. When your newborn is
            OR 2 HOURS A WEEK, OR ON AN AS-NEEDED         sick, the last thing you want to worry about is how you will pay      Article provided by Bob Sander, Senior Vice President/
                  BASIS RATE OF $75.00 P/HOUR.                                                             Investments, with the Stuart branch of Stifel, who has attained
          START YOUR NEW YEAR WITH SECURE BACKUPS,        the co-pay and cost of medicine to get your baby healthy again.  the Certified Financial Planner  (CFP ) designation and the
                                                                                                                                  ™
                                                                                                                                       ®
        QUALITY MAINTENANCE, ATTENTION TO DETAIL AND         Cut down or pay off old debt. Before adding new debt   Accredited Investment Fiduciary  (AIF ) certification. He can
                                                                                                                                   ®
                                                                                                                                        ®
                 PERSONABLE ON-SITE SUPPORT!              with the cost of a child, it’s a good idea to pay off old debt if   be reached at (772) 403-8305 or sanderb@stifel.com. Stifel,
                        (561) 315-0144                    possible. This includes any credit card balances, student loans,   Nicolaus & Company, Incorporated Member SIPC & NYSE
          CALL S.E.T. TODAY FOR YOUR COMPUTER NEEDS!      and any other debt you can afford to pay off.
   7   8   9   10   11   12   13   14   15   16