Page 15 - Stuart Exposure - October '19

Stuart Exposure, Page 15

equiNe rescue

Country Festival Presented
By Infiniti Stuart At The

Equine Rescue And Adoption
Foundation

One of the most popular fall events, the Country
Festival presented by Infiniti Stuart at the Equine Rescue
and Adoption Foundation (ERAF) in Palm City, will be
held on Sunday, Oct. 20 from 12 to 4 p.m.
This is the fourth year for the family-friendly event that
truly has something for everyone. Admission is a $3 donation
and children 6 and under are free. All the funds raised support
the care, feeding and health needs of our herd of rescued horses.
Halloween is just around the corner so the kids are
encouraged to dress up and trick-or-treat with our vendors. Come to the Country Festival at Equine Rescue and Adoption Foundation, Palm City on Oct. 20 for a fun day of horses,
Please bring a bag to collect candy in. live music, fun activities, food and drink and more.

ERAF is located at 6400 S.W. Martin Highway in
Wealth ManageMent Palm City. The event area has doubled in size and now
encompasses 17 acres. Wear your jeans and closed-toed
shoes and you’ll enjoy strolling around the property and
The Value of Financial Planning seeing the sights.

ERAF is home to approximately 40 rescued horses
including yearlings, mares, geldings and mini-horses!
Financial planning is a Financial Planning Process There is a mini-horse kissing booth for great photo
crucial step in managing your opportunities. Be sure to save time for a guided barn
financial future. Not only • Identify goals and objectives - Create the foundation of
does it help you see your your financial roadmap. tour and learn all about the inner workings of this unique
financial situation today, it • Gather information - Complete a questionnaire/fact horse rescue founded in 2000. You will also learn about
also helps you think about finder with everything to include in your financial plan. our volunteer opportunities and how you can become a
those things you would like • Analyze information - Analyze the information gathered member and support this lifesaving organization.
to do in the next five years, to ensure it is as accurate as possible. The fewer assumptions A country festival wouldn’t be complete without pony
ten years, and throughout that go into a financial plan, the better your overall experience
retirement. You spend your will be. rides. Be sure to sign up for a ride offered by Happy Place
entire working life saving for • Propose strategies - Evaluate the results provided within Party Ponies. Pony rides are $5.
retirement, and it is important your financial plan and see where you stand in relation to your Get creative with the mini-pumpkins that will be
to set goals for yourself in goals and objectives. Where can you make adjustments within available for sale and decorating ($2). There will also
order to enjoy it. The Stifel your plan? Do you have a balanced portfolio? Can you retire be tickets for sale for a 50/50 raffle. You’ll also be able
Wealth Strategist Report can earlier/later? Spend more/less? Perhaps you have overfunded
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help you determine if you’re your retirement and can afford to increase your spending goals. to meet our horses that are ready for adoption. We have
on track toward your goals • Take action - Talk to your financial professional about some beauties, so if you’ve been thinking about getting
and to plan for a comfortable retirement. making modifications as needed and come up with your action a horse, this is a great opportunity. There will be horse
plan. demonstrations in the main arena where our trainers will
Stifel’s Wealth Strategist Report will take a look at your entire • Review and revise - Review and update your financial put our well-trained horses through their paces.
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financial situation, including your asset allocation, investable plan yearly or if any life events occur that could change the
assets, liabilities, future income streams and savings, insurance outcome of the plan. Set a date for yearly meetings to review After the horse demonstrations, kids will enjoy a
needs, current estate plan, and more. We will take everything and update your plan. variety of fun games in the arena including stick pony
into consideration and determine strategies and action plans. races. The Cactus Moon Dance group will entertain
The Wealth Strategist Report will provide you the guidance Things to Address While Creating Your Financial Plan everyone with their dance demonstrations. Enjoy the
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and knowledge needed in order to make responsible financial tunes of the 33 Years Band while you enjoy a bite to eat
decisions. • Are your assets properly allocated in line with your risk
tolerance? from our food trucks including Dune Dog Café and the
Although financial planning can seem daunting, it doesn’t • Are you saving enough? Tradition Pizza Company. Enjoy a frosty beverage from
have to be. Some may think financial planning is not for them. • Are you contributing enough to your qualified accounts? The Crafted Keg Mobile or homemade lemonade from
Perhaps they think they do not have enough income or assets to • Are your goals measurable and realistic? Concession Depot.
be concerned with it; others may say they simply do not have • Do you plan to fund future wedding or education costs for Infiniti Stuart will have cars on display and will be
time for it or do not know where to begin. We all have to start your children?
somewhere. Whether you’re a beginner just out of college or • Are you properly insured? glad to show you the latest models.
you’re 65 and planning to retire in the next five years, financial • Are you using all the benefits available to you through your Other sponsors are: Lytal, Reiter, Smith, Ivey &
planning can benefit anyone at any age with any amount of employer? Fronrath Attorneys at Law; Bagel Brothers; Natalie’s
wealth. • What will happen to your assets after you have passed Orchid Island Juice Company; Sue Rowley; and Marilynn
away? Vannucci. Sponsorships are available from $100 and up.
We have all heard the question, “What’s your number?”
referring to the amount in taxable and qualified savings one Financial Planning May Help You... Visit www.eraf.org for more details or phone Melissa at
needs to live out their retirement. We also know life is full of • Plan for retirement (772) 418-0723 or by email at eraf.events@gmail.com.
changes, and one’s goals may change as they move through life. • Get out of debt
It’s imperative to break down your goals to fit your individual • Stay on track
needs. While there is no one magic number, we can give you • Access your current financial situation, including net
the tools to help get you on the right track to planning for your wmih, cash flow, investments, taxes, etc.
future. • Create shmi-term and long-term goals to pursue your
overall financial needs
There are many uncertainties that will occur throughout your • Optimize your cash flow
financial plan. Inflation may be higher than you expect, medical • Increase your financial intelligence
expenses may be higher than anticipated, or perhaps you may • Track your progress toward meeting your financial goals
need to purchase a new car or home in the next five years. This and net worth performance now and throughout retirement Answer for
supports the need to break down your goals, and in doing so, you • Strategize action plans for the worst-case scenario
can determine what percent of each goal can be funded along • Plan for an abundant emergency fund Crossword Puzzle
the way. • Insure against the unforeseen
• Plan for your estate and beneficiaries after your death
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A Stifel Wealth Strategist Report will help you quantity and
define specific goals you would like to achieve throughout your
life or even after you have passed. In order to make long-term
financial goal planning achievable, it is important to categorize Stifcl does not provide legal or tax advice. You should consult
these goals into your needs, wants, and wishes. Your needs may with your legal and tax advisors regarding your particular
consist of the cost to cover your bills and put food on the table. situation.
Your wants could be those goals you would really like to fund
but that aren’t critical.

The most important steps in the process of creating a financial Article provided by Bob Sander, Senior Vice President/
plan are designing a plan that is specific to your goals and Investments, with the Stuart branch of Stifel, who has attained
objectives, assessing the results, and adjusting your plan as the Certified Financial Planner™ (CFP ) designation and the
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needed. Financial planning is not looked at as a one-time event, Accredited Investment Fiduciary (AIF ) certification. He can
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but rather an ongoing process. You should review and update be reached at (772) 403-8305 or sanderb@stifel.com. Stifel,
your plan annually or as any life events and situations occur. Nicolaus & Company, Incorporated Member SIPC & NYSE
Your financial plan should be a helpful guide that will help keep
you on the path toward your retirement goals. Contact your
Stifel Financial Advisor today to discuss your situation and get
you on the right track for your financial future.