Page 5 - Hobe Sound Reflections - April '20

Hobe Sound, Page 5

Good Works from page 4 to display the nearly 500 items that comprised the Bids
Education Foundation Of for Kids Silent Auction and eight exciting live auction
items, which were masterfully presented by auctioneer
Martin County’s Gala Funds K.C. Daniel.
“We are so blessed to live in a community that values

Many Programs educational excellence and supports the Education
Foundation’s efforts to provide exceptional opportunities
By Jackie Holfelder to our students and teachers,” said Lisa Rhodes, executive
The 280 attendees at the director.
Education Foundation of The EFMC would like to thank all of our volunteers,
Martin County’s (EFMC) donors, attendees and sponsors which included – among
“An Evening of Excellence/ others – The Morganti Group, Keiser University, Gehring
Bids for Kids,” which was Group, and Jacquin & Sons Construction. Joel and Brittany Spiece, Jessica and Stephen Sines, and Michael
presented by The Morganti For information about Education Foundation of and Debi Olenick (all from The Morganti Group – presenting spon-
Group, partied with passion Martin County, visit www.EducationFoundationMC.org. sor) at “An Evening of Excellence/Bids for Kids” to benefit EFMC
at the Jungle Book-themed
soiree, happily not facing the
challenges that beset Mowgli
in the beloved story. Russ and Darcy Reaver at “An
This was the 15th year Evening of Excellence/Bids for
the annual fundraiser took Kids” to benefit EFMC
place, featuring the signature
lobster and filet dinner and raising $150,000 for the many
programs that EFMC supports to benefit students and teachers
at Martin County’s public schools. They include providing
of literacy resources, “EFMC PLAYS (Purposeful Language
Acquisition Yields Success) across the MCSD” and the
STEAM Initiative (Science, Technology, Engineering, Arts Andrew Kennedy; Lisa Rhodes, EFMC president; Sarah Bob and Leslie Kristoff, Linda and Chris Fitzpatrick
and Math), to name a few. and Rich Testa (Proctor Construction) at “An Evening of (Keiser University) at “An Evening of Excellence/Bids for
Mariner Sands Country Club was the perfect venue in which Excellence/Bids for Kids” to benefit EFMC Kids” to benefit EFMC

Dustin Kuehn, MaryAnn Stiles, Sandy Eckhardt, Linda and Kurt Gehring, Jamie Hickey,
Frank and Joan Harvey, Peter and Angela Wernick, Sharda and Ken Gorin and Tiann and Marc Rodriguez and Cameron Burt (The Gehring Group) at “An Evening of Excellence/
Barry Berhoff at “An Evening of Excellence/Bids for Kids” to benefit EFMC Bids for Kids” to benefit EFMC
Three Tips For Buying Life Insurance

Life insurance isn’t usually in our daily automated process (for example, one that but there are many other nuances to life
thoughts, but it can be one of the most says simply to buy X times your salary insurance as well.
important financial choices you make, so in life insurance). To avoid this mistake,
thinking about it sooner rather than later we recommend you understand your Purchasing life insurance can feel
is critical. Here are three tips that will life insurance needs and work with an overwhelming, so when you decide to
help you as you think about which type experienced professional to fulfill them. buy a policy, it is always advisable to
of life insurance is right for you. work with someone who understands
Buy the right kind of life insurance your unique needs and can guide you
Understand your reasons for policy. through the selection process.

purchasing life insurance. There are many types of life insurance
When purchasing life insurance, most products on the market with varying
people think about their financial features. These differences can have a Contact HSBR Insurance at
772-546-7292
responsibilities, such as covering their significant effect on your beneficiary or visit us at
mortgages and other debts. But, likely, you should you pass away. At a minimum, HSBRInsurance.com
are purchasing life insurance for those you understand the difference between term to see how we can meet all of your
will be leaving behind, such as your spouse life insurance policies (which cover a insurance needs this year. Or stop
and children. What do they need to obtain specific period) and whole life insurance by our office located at 9055 S.E.
financial stability when you are gone? For policies (which cover your entire life), Bridge Rd. to meet with an agent.
example, do they need the payout to cover
your salary for several years or simply

help with funeral expenses?

Determine the amount of life insurance
you need.
Investors are more likely to buy too little
than too much life insurance. In fact,
among those with life insurance, 20%
admit they do not have enough, according

to LIMRA’s 2018 Insurance Barometer
Study. Sometimes this occurs because
they purchase life insurance using an