Page 12 - Palm City Spotlight - July '20
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Page 12, Palm City Spotlight                                                                                         DOUBLE SPACE

                                                             rEal EstatE




      Treasure Coast Real Estate                           Although many homes had new roofs installed in 2004     This was more than obvious if you saw aerial photos of the
      Report                                             after the hurricanes, those replaced with composite shingles   Bahamas after Hurricane Dorian. About the only thing left
                                                         are nearing the end of their design life and showing signs of
                                                                                                           standing were the buildings with metal roofs.
                                                         wear. Homeowners that had a metal roof installed are having     If you presently have a composite shingle roof, replacing
      Hurricane Season And Rain Prompts                  few issues, as the design life is 50 to 70 years.  it with clay or cement tile will likely require reinforcing your
      Homeowners To Examine Roofs                          Homes built during the ’90s with clay or concrete tile roofs   roof structure to handle the extra weight. If you replace it with
                                                         are now at the end of their design life. Although the clay or   composite shingle or metal, you should be fine. The same holds
      By Jim Weix                                        concrete tiles may look fine, it is the underlayment that has   true if you are replacing a concrete or clay tile roof.
        The housing market                               reached the end of its design life. It is this underlayment that     Another option, if you want the look of a cement or barrel
      seems  to  be  recovering                          helps keep water out.                             tile roof, but the durability and long life of metal, is a metal
      nicely after the pandemic                            Replacing a roof, and what material to use, is often a   roof that is the shape and color of barrel tile. This will be more
      shutdown. A low inventory                          combination of personal taste and cost. There is no right or   expensive than a flat metal roof.
      of existing homes, and a                           wrong answer.                                       Will the material that you use make a difference in your home
      strong buyer market, seems                           Composite shingles are normally the least expensive and   value? Probably not. However, a roof that needs replacing will
      to have prevented any major                        clay barrel tile is the most expensive. A metal roof is slightly   almost certainly lower your home value and make it harder to
      sales price reductions.                            more than composite shingles and considerably less than either   sell.
        However, we are seeing                           concrete or clay tile.                              Jim Weix is a broker associate with The Keyes Company. Jim
      more and more roof issues                            From a purely practical aspect, a metal roof is likely the best   has 24 years of experience selling real estate full time. If you
      when buyers have a home                            choice. The cost, design life and durability are far greater than   have questions or want the services of an experienced expert,
      inspection.                                        any other material.                               you can reach Jim at (772) 341-2941 or jimweix@jimweix.com.
                                                 EstatE planninG





      Passing On Family Heirlooms                        member and that it is hard to divide items with sentimental     Avoiding the issue won’t make your family history go
                                                         value in a way considered fair to all parties.    away. Different expectations are normal and taking the time
      By Carrie Lavargna                                   Don’t be hurt if a family member doesn’t want to maintain   to understand viewpoints and trying to be fair may minimize
        When making out your                             your collections. China, silverware, crystal, figurines, antique   later disagreements. Put your decisions in writing as a
      estate plan, the greatest                          furniture and keepsakes may not have the same meaning to   step towards maintaining harmony and continuing family
      legacy to leave is positive                        the younger generation.                           traditions and history.
      relationships with children,                         Talking about possessions may be even more difficult than     This column is an overview of the subject matter and is
      siblings,  relatives  and                          talking about financial assets. Choose a relaxed time to talk,   not intended as legal advice. Carrie Lavargna is a board
      friends. Thoughtful planning                       be open-minded, and stay focused to avoid unrelated topics.   certified real estate attorney practicing law in Stuart with
      helps avoid conflict. Often                        Allow thinking time.                              Lavargna Law, PLLC. She is recognized as an accredited
      overlooked in an estate plan                         With second marriages, children of one spouse may   estate planner by the National Council of Estate Planners.
      is a statement describing                          feel strongly that possessions from their parent be given   Carrie focuses her practice on real estate and wills, trusts
      who gets your personal                             directly to them. The surviving spouse may be unaware   and probate matters.
      possessions – family items                         of the sentimental value of certain items and oblige the
      with significant sentimental                       request amicably.
      value; Dad’s golf clubs or tools, Mom’s jewelry, heirloom
      furniture, stamp or coin collections or simply a favorite
      teapot.  It  is  not  about  the  objects  themselves,  but  the                 ElEctions
      meanings and feelings that the objects represent.
        Your will may provide for specific bequests or refer to
      a written statement regarding the disposition of personal
      possessions. Florida law recognizes a separate writing if   Vote By Mail!                              • Florida is a no excuse state. Voters do not need a
      it is referred to in the will, signed by the will maker and                                          reason to request a vote by mail ballot
      describes the items and the persons entitled to the property     Not sure about voting in-person due to COVID-19?     • All vote by mail ballots must be in the elections center
      with reasonable certainty. This writing may be prepared   Martin County voters are no longer waiting until Election   by 7 p.m. on Election Day
      before or after the execution of the will.          Day to cast their vote. On an average, 40 percent of our     As your Supervisor of Elections, it is my desire to
        You may want to take time to discuss the issue with   voters are choosing to vote by mail. As voters continue   provide the best possible customer service to the voters
      your family in order to reduce later conflict. Recognize   to embrace voting by mail, Election Day turnout at the   of Martin County. If there is anything my staff or I can
      that personal items have different meaning for each family   polling precincts will continue to decline.   do to assist you, please let us know.
                                                          Here Are Some Important Facts About Voting By Mail    To request a vote by mail ballot for the August 18,
                                                            • All vote by mail ballots are counted, regardless if   2020 Primary election, call (772) 288-5637 or visit
                                                          an election has a close race or not              MartinVotes.com.
                                                            • Vote by mail requests are valid for four years                             Vicki Davis Martin,
 When it comes to your to-do                                • Vote by mail ballots cannot be forwarded. To mail                 County Supervisor of Elections
 list, put your future fi rst.                             a  vote  by  mail  ballot  to  a  different  address,  a  note
                                                          which contains the voter’s signature and date of birth
                                                          is required
                                                            •  You  can  verify  your  ballot  was  received  at
 To fi nd out how to get your fi nancial                    MartinVotes.com, click on “Track Your Ballot” or call
 goals on track, contact your Edward                      the Elections Center at (772) 288-5637
 Jones fi nancial advisor today.














                 Bryce R Buchanan
                 Financial Advisor
                                   edwardjones.com
                 2900 S W Town Center     Member SIPC
                 Way
                 Palm City, FL 34990
      IRT-1948H-A  772-463-7189 Bryce Buchanan
                 Bryce R Buchanan
                          Financial Advisor
                 Financial Advisor
                          2900 SW Town Center Way
                                   edwardjones.com
                          Palm City, FL 34990
 Jamie L Chapogas, 2900 S W Town Center     Member SIPC
 AAMS®           Way      772-463-7189
                           www.edwardjones.com
 Financial Advisor  Palm City, FL 34990
      IRT-1948H-A
                             Member SIPC
                 772-463-7189
 . 2900 S W Town Center Way
 FAP-1966C-A  Palm City, FL 34990
         www.edwardjones.com
 772-463-7189
         Member SIPC
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