Page 14 - The Jewish Voice - July '21
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Page 14, The Jewish Voice

                                                                LiFestyLes




      JFS Becomes a Home Health                         and Chai Line (intake and referral) department clients,   Who are the perpetrators?
                                                                                                             When we think of fraudsters, we tend to think of
                                                        with private, VA, and long-term care insurance payment

      Agency Licensee                                   accepted.”                                         nameless,  faceless  people  sitting  in  the  dark,  halfway
                                                           ComForCare Senior Services is a home care agency,   around  the  world.  In  reality,  a  report  by  the  Office  of
         As a human and social service agency, Ferd & Gladys   with licensed, bonded, and insured caregivers, who may   Financial Protection for Older Americans found that in
      Alpert Jewish Family Service has seen the challenges   receive training over and above what state law requires,   36 percent of cases, the victim knows the perpetrator
      aging, chronic illness, and/or injury can have on   including Alzheimer’s and dementia training, Parkinson’s   personally.
      community members. In an effort to provide even more   training, Holocaust survivor training, Jewish cultural      This is why caregiving should be a group effort. Bring
      services to help people maintain their respect and dignity   training, and skills training.          other loved ones into the conversation, instead of leaving
      and remain in the comfort of their own homes for as long      Prospective clients may telephone 561.425.5180, email   it in the hands of just one person. Lean on the financial
      as possible, the organization will provide hands-on non-  office@jfscomforcare.com, or visit https://jfscomforcare.com/.  institutions you keep your money with to be an extra set
      medical home health care services through JFS Homecare                                               of eyes and ears for you. For instance, Charles Schwab
      — JFSComForCare — with clients from Palm Beach  Help Senior Loved Ones                               has teams dedicated to identifying and dealing with fraud
      County through the Treasure Coast.                Protect Themselves from                            attempts.
                                                                                                           How can caregivers protect senior loved ones?
                                                        Financial Abuse                                       For caregivers, if you’re worried about your loved ones,
                                                                                                           start with this checklist to protect them:
                                                           An often-overlooked aspect of elder abuse is cybercrime      Talk about it. Have a conversation about common
                                                        — and it’s a problem that’s getting worse.         scams. Discuss your loved ones’ investment goals and
                                                           In 2020, the FBI reported a record amount of    attitudes toward money so you can recognize irregular
                                                        cybercrime complaints — nearly 800,000 — adding up to   behavior.
                                                        over $4.1 billion in losses. More than half of those losses      Designate trusted  contacts. Make sure financial
                                                        were suffered by people age 50 and older.          institution reps know who to contact on your loved one’s
                                                           “The financial consequences are staggering,” said DJ   behalf in the event of suspected exploitation, fraud, or
                                                        Johnson,  senior  vice  president  of  financial  crimes  risk   health issues.
                                                        management at Charles Schwab. “It’s something we all      Get organized. Locate and safely store important
                                                        need to prioritize, dedicate resources to address, and work   financial documents such as wills, trusts, powers of
                                                        closely to prevent.”                               attorney, account statements, insurance policies, and
                                                           The FBI data shows that, on average, Americans age 50   beneficiary designations.
      JFSComForCare Executive Team members Scott Greenberg,   and over lost nearly $5 million every single day, or nearly   Even after you put things in place for your loved ones,
      Allison Greenberg-Negri (co-owners of ComForCare Senior   $3,500 per minute, to cybercriminals.      be vigilant:
      Services), Alpert JFS Chief Program Officer Elyse Jacobson,      To protect your loved ones from financial cybercrime,      Check in.  Regularly review and update important
      Alpert JFS CEO Marc D. Hopin                      the first step is awareness. What are the scams?   financial documents.
                                                           While fraud can come in many forms, some criminal      Listen. Pay attention to what your loved ones are saying
         The Agency for Health Care Administration will   schemes are targeted at the senior population, including:  and listen for worrying key phrases, such as “people are
      govern JFSComForCare, a licensee of the franchised      Romance scam: Fraudsters present themselves as   asking me for money,” “my bills are confusing to me,”
      ComForCare Senior Services in Palm Beach Gardens,   potential romantic partners online to exploit their targets’   and “I don’t understand financial decisions that someone
      owned and operated by Scott and Irene Greenberg, Allison   desire for companionship —a desire that has grown for   else is making for me.”
      Greenberg-Negri and Tino Negri, and Melissa Greenberg-  many who have felt isolated through the coronavirus      Watch.  Look  out  for  red-flag  behaviors,  including
      Morante and Joe Morante. Licensed operations are in a   pandemic — and eventually get access to their money.  unusual or unexplained financial activity, abrupt changes
      separate and distinct space.                         Person in need scam: Criminals pretend to be a loved   to documents, unpaid bills or mail piling up, new friends
         Home health aides and certified nursing assistants will   one (e.g., a grandchild) in immediate trouble and need of   or sweethearts, or confused behavior.
      provide assistance with the six activities of daily living,   money right away.                         For more information on ways to educate and protect
      including bathing, continence, dressing, feeding, toileting,      Investment scam: Outreach with phony investment   yourself and senior family members from fraudsters, visit
      and transferring/ambulation, as well as assistance with   opportunities.                             schwab.com/schwabsafe/security-knowledge-center.
      errands, companionship, light housekeeping, meal      Fraud investigation scam:  Criminals pose as law      Source: BPT
      preparation, medication reminders, respite care, safety   enforcement officials, asking for personal information or
      supervision, and transportation to appointments. Care   even money to help with their investigation.  The Single’s Scene Column
      plans are established following an assessment by a      Technology scam: Fraudsters appear to be a technology   The Summer Dating Tsunami
      registered nurse.                                 support team member or someone from a trusted financial
         “It is a remarkable thing to be able to improve the   institution  asking  for  remote  access  to  fix  a  fabricated   By Kelly Leary, M.S.,
      quality of life for someone,” said Alpert JFS CEO Marc   technical or account issue.                 THE Florida Matchmaker,
      Hopin. “We make a difference in someone’s life every                                                 est. 1991
      time we go to work, and it is our honor to serve with                                                “A life without love is
      compassion and dignity. JFSComForCare is an extension                                                like a year without
      of the work we have been doing for the past 47 years, and                                            summer.”~~Anonymous
      this new endeavor will, like everything we do, maintain                                                 Happy 4th of July to all
      the highest standards possible for our clients.”                                                     of our clients, couples and
         “Our mission is, simply, to always do the right thing,”                                           friends. Isn’t it great to
      said Scott Greenberg. “We recognize that everyone is                                                 feel liberated after 16 plus
      important, and we strive to treat them the way we want                                               months of all  an  around
      to be treated. We couldn’t be more excited about this                                                socially restrictive dating
      partnership combining our philosophy with Alpert JFS’                                                dilemma? How do you distance and date at the same
      history. Together, we will provide services to Alpert JFS                                            time, right? Unlike many would think, we started seeing
      Holocaust Survivors Assistance program, Guardianship,
                                                                                                           Lifestyles on page 15
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