Page 16 - Palm City Spotlight - September '21

Page 16, Palm City Spotlight

reaL estate

Treasure Coast Real Estate homeowners. Rent is often the largest expense for applied with their existing lender and were thrilled to
Report families, but a history of paying it on time was never learn that they qualified for a new loan, at a lower interest
rate. The end result was that their monthly mortgage
factored in. That meant that 17 percent of those trying
to get a mortgage would have been approved, had their payment would drop to $2,700 and be for 15 years instead
Tenants, And Your Children, Now Have A rental history been considered. of the 21 years they still had left.
Better Chance To Buy A Home This action was primarily taken to benefit minorities, The lender of course wanted tax returns and other
By Jim Weix but will help everyone that has little established credit documents. Since my clients had never missed or had
According to Fannie history. Sellers will benefit because this opens the door a late mortgage payment in the nine years that they had
Mae on-time rental for a new group of potential buyers. their mortgage, had good credit scores, and their home
p a y m e n t s wi l l n o w I can see a lot of happy parents, too. All too often, had increased in value 40 percent, they had little concern
factor in to underwriting even though their children were financially responsible, about being approved.
calculations, and missed lenders would require parents to cosign if their children Two weeks later, they were informed that their
rental payments won’t keep wanted a mortgage. mortgage application was denied. The reason given was
borrowers from getting I’ll be the first to admit that the mortgage process often that they didn’t have enough income to make the lower
a mortgage. The Federal doesn’t seem to make sense. I’m seeing that more often mortgage payments. Needless to say, the lender’s logic
Housing Finance Agency as clients try to refinance at a lower interest rate. Logic escapes me. Do lenders have to take math in school?
announced that positive doesn’t seem to be common among some lenders. Jim Weix is a broker associate with The Keyes
rental payment history will One client, after being discouraged by high home Company. Jim has 24 years of experience selling real
be taken into account in the government sponsored prices, decided to not sell their home. Instead, they estate full time. If you have questions or want the services
entity’s underwriting system. figured that they would lower their $3,400 monthly house of an experienced expert, you can reach Jim at (772)
This change will make it easier for renters to become payment by refinancing at a lower interest rate. They 341-2941 or jimweix@jimweix.com.

Business spotLiGht

Marquis Who’s Who Building on a long career with diverse expertise in Health Group as a sales manager and becoming an

Recognizes Gillie Thorpe Of management, franchising, and customer service, Thorpe independent sales agent for UnitedHealthcare Medicare
Solutions. Since 2019, Thorpe has served as the owner,
is an independent health insurance agent and entrepreneur.
GT Advisors After graduating from high school, he began working in the operations manager and a health, life and annuities policy
kitchen of a large Italian restaurant, perfecting his craft and sales agent for G.T. Advisors Group.
Gillie W. Thorpe has been developing leadership skills that would eventually lead to a Over the last decade, Thorpe has expanded his business
included in Marquis Who’s position as the restaurant’s executive chef. Thorpe’s early to a portfolio of more than 1,000 active clients, and he
Who. As in all Marquis experiences in the culinary industry left him with a keen eye is passionate about helping them navigate the intricacies
Who’s Who biographical for business development and growth, and he soon relocated of Medicare and securing the coverage they need to plan
volumes, individuals to Florida to accept a corporate role with Sign-A-Rama, for the future. He considers responsiveness and integrity
profiled are selected on the training new franchisees and opening satellite marketing to be the keys to his success, and is proud to have built
basis of current reference and production offices across the East Coast. a reputation for personal service. Presently, Thorpe is
value. Factors such as Thorpe entered the insurance industry in 2009 as a focused on guiding his clients through the COVID-19
position, noteworthy sales manager for Florida Insurance and Retirement, pandemic, and he looks forward to having his husband
accomplishments, visibility, and prominence in a field are where he specialized in life insurance policies. He quickly of 20 years join him in business.
all taken into account during the selection process. realized a passion for health insurance, joining the Florida
Pet Matters

by Pat Deshong, President of Furry Friends Due to his condition, Charlie would no longer be able to Featured Adoptables
Adoption, Clinic & Ranch, August 2021 perform what was needed of him as a service dog, so he was
forced into early retirement. Since the owner was in need of Boo Boo
“For the Love of Animals” a fully capable service dog, we decided to take in Charlie and Baby Boo Boo came to
features real stories happening get him the help he deserved. Furry Friends after her owner
at Furry Friends in Jupiter. We We were able to get a generous donor to sponsor Charlie’s passed away suddenly. She
are The Humane Society of hip replacement. Charlie was an excellent patient and responded is very sweet and has been
Greater Jupiter/Tequesta and the well to the surgery. He was well taken care of by one of our in a home her entire life,14
only no-kill shelter open to the employees as their foster dog while he recovered from surgery. years! Boo Boo is shy and
public in northern Palm Beach In an attempt to get Charlie a fulltime forever home, we took reserved but very loving.
County. We’ve been rescuing, to social media with a video plea for adopters. She loves this specific pillow
rehabilitating, and re-homing It worked! A veteran, with a family of her own, saw Charlie as well as a good nook to
the homeless animals in our on facebook and knew in her heart that she was the person for hide. Boo Boo would make
community for more than 30 Charlie. You see, they had met Charlie once before at our facility a fantastic companion to
years. Our not for profit 501c3 years ago, and once they saw his video, immediately contacted anyone looking to add a
organization consists of our us. Only one problem, the family lives in the Northeast! feline friend to their lives!
Jupiter based Adoption Center, Again, thanks to our amazing supporters, we were able to Come visit her at our Ranch
Veterinary Clinic (open to the have Charlie transported to the Northeast where he will live a in Palm City!
public), Thrift Boutique, and life of full time companionship. Although it will take quite a
Palm City Ranch. bit more time for Charlie to fully recover, he can swim in the Waylon
lake, walk in the brisk Northern air and spend lazy days cuddled My name is Waylon and
up on the couch with his new family. I am 3 years old. I am a
Charlie, a friendly 5 ½-year-old Belgian Malinois mix was very fun and active fellow.
once heavily depended on as a service dog to a war veteran. I LOVE to go for walks
The veteran, concerned that Charlie looked to be in pain, took and will make an excellent
him in to Furry Friends to have him checked out. Our team of walking partner; 10,000
Veterinarians diagnosed him with hip dysplasia, and would steps is easy breezy for me!
unfortunately need a total right hip replacement. I am best suited for a home
with older children as I have
loads of energy and I can be
shy at first introduction. My
friends say I would make
an excellent boating dog as
well. I am crate and house trained and I would love an active
human of my own to go on adventures with and of course
watch some Netflix. Ideally I prefer a human who works from
home - isn’t that the norm these days?

Charlie, enjoying his new home up North.

The new owners, both Marines, are certain that everything
happens when it is supposed to happen. To them it is no
coincidence that Charlie arrived to them shortly after the
incidents in Kabul. Once again, Charlie will be there to comfort
two more American Heros.
Blessings to you for your support and faith in us… all for
the LOVE of animals!

Patricia Deshong, President
Service dog Charlie, before hip dysplasia diagnosis. Paid Advertisement