Page 11 - Jupiter Spotlight - October '21

Jupiter Spotlight, Page 11
Medicare Corner With Kathy O

It’s Time For Medicare services that Original Medicare covers. Most plans offer of information there. A licensed local agent like me can
Annual Enrollment Period extra benefits that Original Medicare doesn’t cover like review your information and help you make an informed
prescription drugs, dental, vision and hearing.
decision.
(AEP) Oct. 15 To Dec. 7 Medicare Supplement Insurance Plans (also called I Am Already On An Advantage Plan I Like …. Should
Medigap) helps fill “gaps” in Original Medicare and are sold
I Change?
What does this mean to by private companies to cover deductibles and copays. Each year you receive the Annual Notice of Change
me, what are my options? Prescription drug coverage must be purchased separately. (ANOC) for your plan which outlines the changes for the
Change from Original What Do I Look For? How Do I Know What Plan Is upcoming year. A free plan review will let you know if
Medicare to a Medicare Best For Me? other plans you previously ruled out may have coverage
Advantage Plan – Change First we review the costs of supplement and drug plans that better meets your needs now or if your current plan
from a Medicare Advantage and look at your healthcare budget. Then we review the is sufficient.
Plan back to Original Advantage Plans, are your doctors in network and review I speak Medicare: Supplement, Drug Plan and
Medicare – Switch from the cost of medications you take. Another consideration Advantage Plan. For your free Medicare Plan review
one Advantage Plan to is which of the ancillary benefits of Advantage Plans are please call me. Kathy Olejniczak, Agent (561) 212-7640.
another Advantage Plan most important to you; dental, eye exam, glasses, gym
– Join, drop or change membership, hearing aids, over-the- counter medication, etc.
Medicare drug coverage. How Do I Decide?
Supplement Or Advantage Plan? all plans in your area. There is an overwhelming amount Dysgraphia
Medicare.gov offers look-up tools for medications and
Advantage Plans must cover all the medically necessary
Explained

By Jim Forgan, Ph.D.,
School Psychologist
Does your child
have awful looking
penmanship? Does
she have an awkward
looking pencil grip?
How about difficulty
putting thoughts onto
paper? One young child
told me he felt like he
was having writing wars
with his hand. A mom expressed her frustration when
she explained her child’s writing was so slow and
laborious that the writing process was painful for them
both. These are classic dysgraphia warning signs.
Dysgraphia is a writing learning disability that
affects 6 to 10 percent of kids. Testing for dysgraphia
is an easy process that most kids enjoy. We assess
your child’s finger control as some children can’t
control their finger movements which create fine motor
difficulty. A dysgraphia evaluation also assesses your
child’s ability to copy from close or farther away.
We compare your child’s talking ability with his or
her writing ability as most children with dysgraphia
are stronger verbal communicators but don’t express
themselves well in written form.
If your child has dysgraphia he or she might be
eligible for classroom accommodations on a 504 Plan.
This is the public school document that recognizes
your child has dysgraphia and prevents teachers from
discriminating against your child’s writing. Some
children need to use technology whether voice to text
or keyboarding. Other children need extra time on
writing tests. Some children need a special writing
utensil such as the Pen Again which is a wishbone
looking pencil that helps children correct an awkward
pencil grasp.
Children with weak finger strength and control
might need to participate in occupational therapy. An
occupational therapist works on fine motor activities
such as cutting, drawing, buttoning, and improving
finger control. Children with severe dysgraphia often
qualify to receive occupational therapy at school. A
thorough dysgraphia evaluation pinpoints your child’s
difficulty and provides the paperwork for obtaining
school help.
We offer in office ADHD/ADD testing, school
neuropsychological evaluations for dysgraphia and
dyslexia, and gifted testing. Call (561) 625-4125 or
visit www.JimForgan.com.