Page 20 - The Jewish Voice - April '22
P. 20

Page 20, The Jewish Voice

      Lifestyles from page 18                           desire for another completely “out of their league” which   and are now  ready to find new companionship (not
                                                        exaggerates their bad attitude as they are never satisfied.   marriage per se). This group does very well in my club
         While this statistic indicates a cause for concern, it   Likelihood of resuming a (healthy) relationship is slim to   as long as they avoid comparing their matches to their late
      certainly doesn’t mean that you are necessarily headed for   none. Open to change: minimal. This male or female may   husband or wife. I have seen many widows and widowers
      trouble – because there’s a lot you can do to help build and   have been cheated on or took a large hit in life and never   find love again in my club--and it is SO REWARDING.
      manage enough resources to last a lifetime. Here are a few   recovered. This person can be helped with some therapy   My heart goes out to those who have found the key to
      suggestions:                                      or a complete change of attitude. However, a “revolution”   happy marriage...and I know...as with the “HOPEFUL
         • Consider your estimated longevity. On average, a   becomes less likely the longer this person stays single. If this   ROMANTICS” that there can be a chapter after a loss of
      65-year-old man can expect to live another 17 years, while a   is you, get moving while you’ve still got it. As it stands, with   a spouse. This generation of seniors today (from 60s to
      65-year-old woman can anticipate about 20 years, according   no therapy or mindset change this person is undateworthy.   the 80s), given the right circumstances and opportunity,
      to the Centers for Disease Control. Of course, you’ll want to   Many people online fall into this category. They are just   can really have a ball. I see it all the time! I am not even
      take into account your health and family history of longevity   no fun to be around, right? You can make much better use   afraid to age anymore! Thank you to all my seniors for
      to arrive at a reasonable estimate. You can then use this figure   of your time.                     being so cool and open minded to love/kinship after loss
      to help determine how much money you’ll eventually need.      The HopeFUL Romantic: Luckily “most” of the people   of a spouse. It can happen.
      To play it safe, you might even want to try to build an income   I meet are this type of person (yeah). This male or female      May all of your April Goals come true! Let’s give
      stream that can last beyond your estimated lifespan, possibly   has felt love in the most beautiful sense of the word. They   you exciting moments to look forward to this coming
      up to age 90.                                     have also felt heartache but they continue to love more...  summer. Take a moment to do something solely for YOU.
         • Don’t overlook health care costs. When budgeting   and they almost always do! WHY? Because they believe in                            Love, Kelly
      for retirement, allow enough for your health care expenses,   love AND they know they are lovable. This person knows the   #LoveFest2022 #AimTrueIn2022 #LoveOffline
      which can be considerable. Even with Medicare, you can   benefits of love will ALWAYS outweigh the risks. Single,   #WhyBeSingle #TellYourFriends #SheConnects
      expect to spend anywhere from $4,500 to $6,500 per year,   divorced, or widowed of ALL AGES this person has a high
      per person, for traditional medical costs. Also, you may want   success rate in my club and the odds are in their favor. This      Kelly Leary’s career spans a successful three decades
      to prepare for two to three years of long-term care expenses,   person can be alone but their ultimate desire is to find their   in the love business. In her 31 years of experience, she
      which currently range from about $50,000 per year for home   forever/grand finale love.              has watched the dating scene  morph drastically  with
      health care to over $100,000 per year for a private room in      The Lucy Goosey: Typically female. Often found in   the onset of online dating and she has witnessed a huge
      a nursing home.                                   bars or online dating sites and is rather desperate to find a   boom in her longstanding private practice--especially
         • Keep building assets for retirement. While you’re   partner. Most divorced or never married and age 25 to 60.   post pandemic. With her Master’s Degree in Clinical
      working, constantly try to put away as much money as   This single jumps from date to date rapidly. They confuse   Psychology, with a Forensic Concentration, she has
      possible for your retirement years. Each year your salary   the physical aspects of intimacy with love and commitment   revolutionized  the  industry.  She  has  been  profiled  by
      goes up, increase your contributions to your 401(k) or similar   and are often left with feelings of rejection, insecurity,   PalmBeacher Magazine, Stuart News, Boca Magazine,
      employer-sponsored retirement plan. You may also want to   jealousy...because she is rarely...if ever...the “chosen one.”   The Palm Beach Post and other publications. Kelly was
      contribute to an IRA, depending on your goals. And within   She will date almost “anyone” who pays attention to her.   also named “Florida Woman” in recent years. Her clients
      your retirement savings, make sure you devote a reasonable   This person is, well, desperate. I typically don’t meet this   are  prescreened  first,  including  background  checks.
      percentage of your investment dollars to growth-oriented   type of person in my office and I would rather not work with   Professional client photos are taken in house. Revolution
      vehicles that align with your goals and risk tolerance.   this type--to be honest. It is too unattractive--as a character   Dating is not online dating or blind dating. In addition
         • Seek out sources of guaranteed income. As a retiree,   trait--and they usually scare people off after one date. They   to providing matchmaking services that make singles
      you will receive Social Security benefits – and the longer   are tough to be with on any level, frankly. I’m sure you know   “UN-single” through their exclusive connections, Kelly
      you wait before claiming them, the bigger your monthly   the type. In their book of life it is never their fault. Blame   is also involved in the charity community sponsoring
      checks will be. But you might also consider investments that   games abound.                         organizations like The Leukemia Lymphoma Society,
      can provide a source of income you can’t outlive, such as      The Even Steven: He is a total mess. Commonly   Furry Friends, and Chasin’ A Dream Foundation. To
      annuities.                                        divorced or never married. Age 25 to 60. He is the male   get started, simply call (561) 630-XOXO (9696) or (772)
         • Revisit your strategy before you retire. As you near   counterpart of Lucy Goosey. He wants love and intimacy   932-HERE  (4373)  or  register on her website at www.
      retirement, you may want to review your investment strategy,   but can’t seem to shake his past failures. This man blames   revolutiondating.com.
      possibly adjusting your risk level so that your portfolio would   women for all his failings and suffers from great insecurity
      be somewhat less susceptible to market volatility. This is also   in and out of the bedroom. He may also over-compensate   Cardio-Oncology
      a good time to review your spending needs in retirement.  for his weakness by seeking multiple notches in his head   Monitors Cancer Patient’s
         • Maintain a reasonable withdrawal rate. Once you   board...to get “EVEN” with the opposite sex...trying to
      are retired, you’ll likely need to start withdrawing from your   desperately make himself “whole” again. He is rarely   Cardiovascular Health Before,
      401(k), IRA and other investment accounts. To avoid taking   successful and noncommittal when all is said and done.
      out too much money too early in your retirement, you’ll   Most men like this prey in bars, online dating sites or the   During, After Treatment
      need to set a reasonable, sustainable withdrawal rate based   social media area. Luckily again, I don’t meet many of
      on your assets, age, and retirement lifestyle. A financial   these social predators in my office. They are too happy with      Thanks to newer and better forms of treatment, the number
      advisor can help you determine an appropriate rate.   the dark side of keyboard dating, which is more ominous.   of people surviving cancer has improved over the years. There
         It will take dedication and determination to help ensure   Even Steven’s like to operate under the radar of responsible   are currently 17 million cancer survivors in the United States,
      your money doesn’t run out during your lifetime. But you’d   authentic dating.                       and that number should increase to about 20 million in the
      probably agree that it’s well worth the effort.      The Past Life Blessed: Widow or widower of any age,   next five years or so.
         This article was written by Edward Jones for use by   although typically age 55 to 80 plus. This male or female
      your local Edward Jones Financial Advisor, Edward Jones,   had a special marriage. They have grieved appropriately   Lifestyles on page 21
      Member SIPC.
         Edward Jones is a licensed insurance producer in
      all states and Washington, D.C., through Edward D.
      Jones & Co., L.P., and in California, New Mexico and   Home Health Care
      Massachusetts through Edward Jones Insurance Agency
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         Edward Jones, its employees and financial advisors      Committed to Compassion
      cannot provide tax advice. You should consult your qualified   Striving for Excellence
      tax advisor regarding your situation.
         Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,       Serving Responsibly
      1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.             Affordable Care

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