Page 12 - Talk of Tequesta - June '22

Page 12, The Talk Of Tequesta

all abouT KiDs

Helping Smart But Scattered Kids

By Jim Forgan, Ph.D., Licensed School Psychologist

Executive functioning the middle of the foyer. At some point he makes himself provide temporary supports as your child’s executive
is an umbrella term for a peanut butter and jelly sandwich. The bread bag is left functioning skills evolve. Do enough to support but not
many different activities of open, the lid is off the peanut butter jar, a sticky knife enable your child. Second, help create systems of support
the brain that orchestrate slathered with peanut butter and drips of jelly are on such as checklists, technology reminders, following a
goal-directed action. the counter. When you find him gaming, there’s a sea of consistent schedule, and organizing materials. Third, sustain
Executive functions crumbs on his chair and the family dog has licked his plate your child’s strengths as our strengths often become our
include your child’s ability clean. This boy has executive functioning difficulties. careers and passions in life. Learn more in my book The
to: focus, decide what is Executive functions help modulate our attention, effort, Disorganized, Impulsive Child: Solutions for Parenting
important, set goals, use and emotion so that we can plan, organize, and respond Kids with Executive Functioning Difficulties.
prior knowledge, initiate independently, consistently, and predictably. Having well Executive functioning difficulties often co-occur with
action, manage time, self- developed executive functions helps children regulate their ADHD and learning disabilities. We can test your child’s
monitor performance, use behavior in social settings and their output on academic executive functioning and provide specific solutions to
self-restraint, and remain flexible. tasks. These are smart kids who get the big picture but help at home and in school. Dr. Forgan is a licensed school
Imagine you have an 8-year-old son and he is a hot lack follow-through on many important details. Your child psychologist and certified dyslexia testing specialist and
mess. When he arrives home from school he leaves his might need you to act as his or her executive assistant. can help you at (561) 625-4125 or JimForgan.com.
shoes in the middle of the kitchen and his book bag in To help your child provide scaffolding of skills which

finanCial foCus

Market Decline Offers Buying Opportunities

By Sally Sima Stahl
your holdings? By owning different types of stocks, bonds, is one of concern. But by viewing the current investment
The financial markets government securities and other investments, you can help environment as a chance to add quality investments at
have gotten off to a rocky reduce the impact of volatility on your portfolio. (Keep in attractive prices, you can help yourself develop a behavior
start this year. What’s caused mind, though, that diversification can’t guarantee profits or that can serve you well throughout your life as an investor.
this volatility? And does it prevent losses in declining markets.) Or, if your portfolio This article was written by Edward Jones for use by
present opportunities for has become “unbalanced” in some way, you could also your local Edward Jones Financial Advisor, Edward Jones,
patient investors? use this time to rebalance it back to its original long-term Member SIPC.
First of all, several targets. You might also consider setting up a systematic Edward Jones is a licensed insurance producer in
factors are behind the market investing program in which you invest the same amounts in all states and Washington, D.C., through Edward D.
volatility, including the war the same investments on a regular basis, such as monthly. Jones & Co., L.P., and in California, New Mexico and
in Ukraine, higher inflation, When prices go down, you’ll automatically buy more shares, Massachusetts through Edward Jones Insurance Agency
rising interest rates and and when prices rise, you’ll buy fewer shares. (However, of California, L.L.C.; Edward Jones Insurance Agency of
the lingering effects of the systematic investing does not guarantee a profit or protect New Mexico, L.L.C.; and Edward Jones Insurance Agency
COVID-19 pandemic. However, while these factors may against loss and you’ll need to be willing to keep investing of Massachusetts, L.L.C.
be specific to the recent market decline, volatility itself is when share prices are declining.) Edward Jones, its employees and financial advisors
a common feature of the investment environment. In fact, Before this year, average annual returns have been solid cannot provide tax advice. You should consult your qualified
history shows that corrections of 10 percent or more happen for about a decade, which makes it somewhat easy to forget tax advisor regarding your situation.
about every year, and declines of 15 percent or more have about normal market volatility and may have led to overly Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
happened every other year, on average. Furthermore, while optimistic performance expectations. So, it would not be 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
2022 has thus far been challenging for investors, it was surprising if your initial reaction to the current downturn
preceded by a long period of strong markets, with the S&P
500 averaging more than a 20 percent return over the past
three years.
Knowing the typical frequency of market volatility and
reviewing the results of the past few years may make the
current situation seem less shocking. But you don’t have to
simply “ride out” the downturn – because a down market
may give you the opportunity to buy more investment
shares at good prices. Specifically, you can expand your
holdings in companies that have good growth prospects
due to strong management and products or services that
provide sustainable competitive advantages. And this type
of opportunity is important, because one of the keys to
building wealth is to increase the number of shares you own
in your various investments and hold them for the long term.
While the market will always fluctuate, the long-term trend
has been positive, particularly for well-diversified portfolios
built with quality investments.
Of course, while it is a good idea to boost your share
ownership at favorable prices, you still want to be strategic
about it, rather than just buying whatever seems to be
the biggest bargain. In reviewing your existing portfolio,
can you identify any gaps that could be filled with new
investments? Are there opportunities to further diversify

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