Page 11 - Jupiter Spotlight - October '22

Jupiter Spotlight, Page 11
Medicare Corner With Kathy O

Am I On The Right Medicare changes to their plan during what is known as Annual “Trial Rights.” Which means you can switch back to your
supplement anytime during the next 12 months.
Enrollment Period (AEP) which runs from October 15 to
Plan? December 7. Plans are effective January of the following year. How do I go about comparing plans? As a consumer,
So, what do I do now and what are my options? If there are two important lists you should have when
Insurance companies you are on a Medicare Advantage or Prescription Drug comparing plans and making the best decision for you:
are continuing to make Plan (PDP), you will receive an Annual Notice of Change 1) A list of your medical providers and 2) A list of your
improvements in benefits that will explain any changes that are effective as of prescription drugs. You have several resources to assist
to their Advantage plans January 2023. If you do not get this important document, your decision-making process for AEP. You can contact
to help members receive contact your plan provider. If you are satisfied with Medicare by phone (800) MEDICARE or online at www.
low-cost care and extra your current plan and the upcoming changes, you do not medicare.gov or you can contact a local agent like me!
benefits beyond original need to do anything. The plan will automatically renew What about ALL those commercials? These ads are
Medicare. It is important in January 2023. If you do not like the coverage or are designed to generate the most incoming calls possible.
to annually review your interested in seeing if there are other options with more They list all possible free benefits, but include a
plan and look at some other benefits or lower costs, contact a local agent like me! disclaimer that you may not qualify for these benefits. As
options available in your For those on a Medicare Supplement plan, you have a local agent, I can help clarify which benefits you may
area, because you may miss the option during AEP to change to a Medicare Advantage or may not be qualified for and assist you in enrolling in
out on additional benefits and/or lower costs. Plan that may have a $0 monthly premium. If you try a new plan.
Can I change my plan anytime I want? Every year the Advantage Plan, and in the first year want to switch For a no-cost or obligation plan review, please call
all active Medicare A and B recipients are eligible to make back to your supplement, you have guarantee issue under me at (561) 212-7640. I conduct reviews in person and
on the phone. I speak Medicare.

It’s The Law!

Did You Know That, In

Florida…

By Adam S. Gumson, Esq.
Real estate purchased
prior to a marriage may
not always be considered
a non-marital asset if
marital funds were used
for mortgage payments.
It is important to maintain
good records so that you
can trace the funds and
show that no monies were
commingled.
If a child is adopted by someone other than the
biological father, liability of the biological father for child
support is terminated.
A personal representative is required to settle
and distribute an estate according to the terms of the
decedent’s will and the Florida Statutes. Unless the will
states differently, the personal representative will take
possession and control of the decedent’s property (except
homestead real estate, which is sometimes handled
differently).
A registered agent is appointed by a corporation,
foreign or within the state of Florida, to accept service
of process, notices or demands received.
Looking to start a partnership? An operating
agreement memorializes all of the “handshake”
agreements as to what happens if one of the owners
becomes disabled, divorces or dies, and will prevent
confusion down the road because both parties understand
the agreed-upon rules before the situation arises.
Jupiter Law Center is a private neighborhood law
firm located in the RiverPlace Professional Center, 1003
W. Indiantown Road, Suite 210, Jupiter, Fla., (561) 744-
4600, jupiterlawcenter.com. The firm provides peace of
mind by solving problems with integrity and compassion
in the areas of estate planning (wills and trusts, powers
of attorney, health care surrogates, living wills, probate
estates, succession planning, contracts and purchase/
sale agreements), family law (divorce, paternity, child
support and time sharing, alimony, property distribution,
modifications, collaborative law, pre/post nuptial
agreements) and real estate (community association law,
residential and commercial transactions, deeds, closings).

HOME GAME

HOME GAME

Information regarding the ticket on-sale date, game times, pricing,
and available packages will be announced at a later date.

Monday, October 10