Page 12 - Hobe Sound Reflections - November '22

Page 12, Hobe Sound

Holiday HappeninGs

15th Annual Festival Of Trees hearty Not So Silent Night Anniversary Celebration and • Chad Fair, Immanual Lutheran

And Lights Benefits Tykes kid-favorite Breakfast and Photos with Santa. Visit www. • Zack Hackley, Children’s Services Council of
tykesandteens.org/festival-of-trees-2022 for specifics about
Martin County
And Teens each event. • Jay Kap, Guaranteed Garage Door
The Dames and Deer Ambassadors have contributed to the • John Langel, Seacoast Air Conditioning
By Jackie Holfelder success of the 15th Annual Festival of Trees in royal fashion. • Brian Langworthy, VIP America
Some people – This year’s Grand Dame is Megan Shirey, Boys & Girls Clubs • Zac Rockefeller, Culver’s of Stuart & Jensen
or events – enjoy 15 of Martin County and Head Reindeer is Dale Rockefeller of Beach
minutes of fame, but for Culver’s of Stuart and Jensen Beach. Other honorees are: • Congressman John Snyder, ESI Staffing
Tykes and Teens it’s been • Andrea August, HCA Florida – Port St. Lucie • Rob Steele, Elliott Museum
an impressive 15-year Hospital • Bob Thornton, O’Donnel Impact Windows &
winning streak for the Annual Festival of Trees and Lights. • Sara Borlaug, Capstone IT Storm Protection
What began as a modest display of Christmas trees in front • Amanda Foster, Zarro Mortgage Group • Chris Vaccaro, Congruity HR
of Macy’s in the Treasure Coast Square Mall has grown into • Christina Franco, Hampton Inn and Suites • Brandon Woodward, Woodward, Kelley, Fulton
a multi-event celebration that ushers in the holiday season, • Robin Hall, Out2News & Kaplan
thanks to the award-winning nonprofit. • Jill Hanson, One Hope Wine • Jason Young, CPR Investments
The Festival of Trees and Lights will once again be held • Tami Karol, Tami Karol Insurance There are many unique and innovative sponsorship
from Nov. 13 to 19 at the Flagler Center in Stuart. • Evie Klassen, Colorado Pawn and Jewelry opportunities at various levels. For information, www.
Amy Thornton, committee chair, ably assisted by Carol • Nicole Lavelle, Jensen Beach High School – AP tykesandteens.org/tree-wreath-sponsorships-2022 and www.
Ball, Valerie Barcik, Evey Bassion, Sara Borlaug, Cory Carter, Psychology tykesandteens.org/restaurant-sponsorships-2022.
Jeannie Deiffenbaugher, Lorett Fribourg, Jennifer Hearn, Paula • Nikki Leserra, Skys the Limit For over 25 years, Tykes and Teens has been providing
Hundt, Lynn Lloyd, Anne McCormick, Roseann Ryba and • Resa Listort, AFLAC the highest level of quality mental health services available
Sue Whittington, has assembled a slate of joyful and joyous • Annette Robbins, Realty ONE – Group Engage on the Treasure Coast for children and adolescents, including
activities for every member of the family. • Lisa Teetor, CSI Security individual, group and family counseling, education,
A Family Day kicks off the festivities, followed on • Anne Warner, Waterpointe Realty prevention, outreach, and advocacy. Today, its services are
successive days by the always-delightful Joy to the Girls • Douglas Berger, Broward Motor Sports needed more than ever before. To learn more, visit www.
Cocktail Party, elegant Afternoon Champagne Tea, party- • Sam Bruning, Southern Magnolia tykesandteens.org.

Financial Focus

What Should You Know you opt out of withholding. You have 60 calendar days from custodian of your IRA. No taxes will be withheld, but you
the time the funds were withdrawn to deposit the money,
need to get the funds transferred within 60 days to avoid any
About IRA Rollovers? including any amount withheld, into a new IRA. If you miss potential tax issues.
this 60-day deadline, the withdrawal may be taxable at your You spend years contributing to your IRA and 401(k) —
By Sally Sima Stahl personal income tax rate, and it could also be subject to an and for good reason. So, when it’s time to move that money,
If you’ve been early withdrawal penalty if you’re younger than 59½. be careful and consider getting help from your financial and
contributing to an IRA, Given the immediate withholding and the possibility of tax professionals. These funds can play a big role in your
you’ve chosen a great way to further taxes if you don’t move the money into a new IRA retirement income, so manage them wisely.
save and invest for retirement. before the 60 days are up, you’ve got much to consider before This article was written by Edward Jones for use by
All IRAs have potential initiating an indirect rollover. Consequently, you should your local Edward Jones Financial Advisor, Edward Jones,
tax benefits and a range of consult with a financial advisor and tax professional before Member SIPC.
investment possibilities, but you make this type of move. Edward Jones is a licensed insurance producer in all states
not all IRA providers offer In addition to a rollover from an existing IRA, you may and Washington, D.C., through Edward D. Jones & Co., L.P.,
the same features. So, if you someday want to move the money from your 401(k) or and in California, New Mexico and Massachusetts through
decide that your current IRA similar employer-sponsored retirement plan to an IRA. This Edward Jones Insurance Agency of California, L.L.C.;
provider is charging higher can occur when you retire or change jobs, although if you do Edward Jones Insurance Agency of New Mexico, L.L.C.; and
fees than you’d like, or perhaps doesn’t offer as many take on another job, you might have the options of leaving Edward Jones Insurance Agency of Massachusetts, L.L.C.
investment choices as you want, then you might choose to your 401(k) with your former employer or rolling it over into Edward Jones, its employees and financial advisors cannot
move your IRA assets to another provider. How should you your new employer’s plan. However, if you do want to move provide tax advice. You should consult your qualified tax
go about making this switch? your 401(k) funds into an IRA, you can make what’s known advisor regarding your situation.
Here are some options to consider: as a direct rollover, in which the administrator of your old Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
• Trustee-to-trustee transfer or direct rollover – You can retirement plan will send you a check made payable to the 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
ask the financial institution holding your IRA to move the
money directly to another IRA. No taxes will be withheld
from the amount transferred at the time of the transfer. This
method is generally hassle-free, but some IRA sponsors will
still only mail the check to your address of record, so you’d
have to forward it to your new IRA.
• Indirect rollover – If you take an indirect rollover, also
known as a 60-day rollover, the assets from your existing
IRA will be liquidated and the custodian or plan sponsor
will send you a check or deposit the funds directly into your Est. 1926 The Heart of Hobe Sound
bank or brokerage account. This payment may be subject to
withholding for federal taxes, and possibly state taxes, unless

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