Page 8 - Boca ViewPointe - July '23

Page 8, Viewpointe July 2023
So You’re Thinking About Moving

Into A Senior Living Facility ….

By Harold Katz, R.Ph. 11. Personal insurance may reduce entrance fees.
12. Happiness hovers in the high nineties for new
For ViewPointe readers senior living residents, (according to published
who have entertained the surveys).
thought (or are just curious) (The bias of this writer is evident, as he is among the
about moving into Senior ninety plus percent happily ensconced in a senior living
Living quarters… or not, facility. )
here are the options updated There are some wisdoms and recommendations for
for 2023: The two choices individuals (or couples) who are giving thought to their future
are (1.) actually moving living plans:
into a Senior Living facility 1. Visit several senior living communities. See what they
(SLF) (there are over fifty 7. Flood insurance is highly recommended as of 2023. have to offer. Ask questions. Speak to residents.
choices in the Tri-County 8. Changes to your house may be needed upon aging. 2. Compare these facilities in terms of which features are
area) or (2.) Aging-In- 9. There will be costs attached to those house changes. most important to you.
Place (AIP), which has Senior Living Advantage of a Senior Living Facility: 3. “Don’t wait too late”. Most senior living communities
been described as choosing Facility 1. Moving services are available. have an entrance exam. If you do not qualify for senior
to remain in your present – vs – 2. Major and minor repairs no longer your worry. (independent) living because of medical or mental
home with planning that if 3. Mortgages and taxes are a concern of the past. shortcomings, you may still be admitted to an assisted living
you should need assistance, Aging 4. A meal or meals are provided, depending upon the contract. unit in the same facility; however, not all retirement homes
you will bring in an aide or In Place 5. Severe weather reports are no longer a worry. offer these choices.
professional of some kind 6. Property insurance is no longer needed. Choosing between AIP and SLF, is perhaps, one of the
to assist you. 7. A plethora of activities are offered from which to choose. major decisions of later life. As with all other decisions,
The advantages of Aging in Place: 8. All your neighbors are starting a new life as you are. careful, methodical research is “the way to go” and should
1. Moving is arduous and can be costly. 9. Transportation is provided to meet your needs. A result in satisfying choices.
2. Moving means changing habits, lifestyle, and car is not needed.
neighborhood. 10. Your children will worry less, knowing you are in Harold Katz R.Ph., Edgewater Estates. 
3. Your property has increased in value. good hands.
4. Medicare or private insurance may cover some AIP
costs.
5. Family members may offer help with AIP to keep
loved ones close by. ª
Disadvantages of Aging-In-Place:
1. Neighborhoods change. Old friends disappear. Two Boca Raton Offices: 151 N. Ocean Blvd. • 21073 Powerline Rd. #63
2. Major repairs are still your responsibility.
3. Home aides can cost $5,000/month or more. “DEDICATED TO RESULTS”
4. Home values increased, but so have taxes. BOCA POINTE RESIDENT & LEGACY CLUB MEMBER
5. Shopping, preparing meals, and doing laundry
requires more effort with age. Ilene Polito... your pet friendly Realtor.
6. Insurance for homes has skyrocketed.
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