Page 8 - Jupiter West - July '19
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Page 8, Jupiter West
      10 Common Mistakes That People Make



      When Applying For Medicaid



      Submitted by Anné                                    4. Thinking it’s too late to plan. While it’s best to preplan     9. Failing to take advantage of protections for spouses
      Desormier-Cartwright,                              five years prior to when you believe that you will need   of nursing home residents. Congress has passed specific
      Esq.                                               nursing home Medicaid, it is never too late to plan. Even   rules for spouses of nursing home residents to ensure that
        1. Failing to plan. Life                         after going into a nursing home there are opportunities to   they don’t become impoverished because of Medicaid asset
      is an unknown. Though we                           protect life savings and become qualified as soon as possible.  and income restrictions.
      don’t know what tomorrow                             5. Not utilizing spend-down rules. Some examples     10. Failing to obtain expert help. Medicaid can be
      may bring, preplanning for                         include prepaid funeral plans, purchasing a new car, making   extremely confusing and since most people don’t have much
      long-term care while young                         repairs and upgrades to the family home and paying off debt.  experience with it, you should consult with a knowledgeable
      and healthy can make a big                           6. Applying too early. If you wish for your life savings   and experienced elder law attorney to ensure that you are
      difference. Long-term care                         to be used for long-term care then you would want to apply   doing what is in your own best interest.
      insurance and preplanning                          right away and spend down savings on nursing home costs.     If you have questions about this or your estate plan and
      tools and annuities can help                       You would be eligible when your assets are depleted.  what documents are necessary schedule a consultation today
      to set you up for later in life.                     7. Applying too late. It is also important to not wait   by calling our office at (561) 694-7827, Anné Desormier-
        2. Giving away your assets without consideration of   too long to apply. If one spouse is still living at home it is   Cartwright, Esq., Elder and Estate Planning Attorneys PA,
      impact. Gifts can have tough tax ramifications and create   important to properly plan so that that spouse can be eligible   480 Maplewood Drive, Suite 3, Jupiter, FL 33458.
      Medicaid ineligibility for a long period of time. Medicaid   for Medicaid benefits prior to assets being depleted.    The content of this article is general and should not be
      classifies gifts as uncompensated transfers. However, by     8. Not understanding rules on estate recovery. Upon   relied upon without review of your specific circumstances
      planning you can make decisions to protect your eligibility.  the death of a Medicaid recipient there is expanded estate   by competent legal counsel. Reliance on the information
        3. Ignoring exempted transfers. The good news is that   recovery. Essentially, any Medicaid payments that are made   herein is at your own risk, as it expresses no opinion by
      not all gifts can result in ineligibility for Medicaid. Transfers   on behalf of a nursing home resident will become a claim   the firm on your specific circumstances or legal needs.
      to disabled children, caretaker children, certain siblings, and   in probate. Your home (if you claim it as homestead) is an   An attorney client relationship is not created through the
      money in any trusts that are for anyone who is under the age   exempt non-probate asset in Florida if you devise it to an   information provided herein.
      of 65 and disabled are exempt by Congress.         heir or you use an enhanced life estate deed.



      The Singles Scene Column from page 5               through introductions by a friend (that friend would be THE   happy to assist you on your journey. All calls are confidential.
                                                         Florida Matchmakers of Revolution Dating). Society is tired   Parties are optional and many opt for one-on-one setups.
      Summer Love is all Around                          of online dating, and it is likely you are too if you are reading   For more information on how you can find REAL love with
                                                         this issue. Follow your heart and step up your odds by meeting
                                                                                                           REAL people, call 561-630-XOXO (9696). #CallStartDate
      Town. July 2019                                    screened people face to face! The following photos are bound   #SummerLove #Fireworks #AdultSummerCamp2019
                                                         to bring you a good feeling about your July plans to join the   #RevolutionDating #TellYourFriends
        Summer love is all around town thanks to the Revolution   club, so get excited about your future again. The hotlines are
      Dating Club! These photos are worth 1000 words and tell the   open seven days a week and a LIVE team member will be
      whole matchmaking story! This July, you should change your
      future too--by dating in REAL LIFE and finding love off-line.
      Follow the love, and stop wasting time and money chasing fake
      people on a website. Meet new people the old fashioned way,









                                                                                                           The Revolution Dating Team knows how to have fun and
                                                         Group dates and one-on-one set-ups love our ice-breaker ideas!  clients adore them all!






      This Revolution Dating   Revolution Dating introduced
      couple loves boating     John to Christine in the Fall
      together!                and now they travel as a couple!








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