Page 8 - Palm City Spotlight - November '19

Page 8, Palm City Spotlight

gooD Works

She Heard A Call To Serve, taking inventory and loading and unloading a seemingly
And She Answered endless flow of school supplies, CCKids Director of
Community Relations wrote in her nomination of Howell.
“This year’s event got off to a rocky start, because we had
Like the Marine she is, Virginia Howell heard a call to one of our site coordinators experience a family emergency
serve and answered during the year’s Stuff the Bus event. and had to back out of her commitment to oversee operations
For that, and for endless commitment to the youth in her at one of the stores,” Kaiser said. “I offered to ask some of our
community, Howell was recognized during the September staff who always volunteer for a shift or two at our location
meeting of the Communities Connected for Kids’ (CCKids) if they would be available to oversee an entire site.”
Board of Directors and awarded the GEM Award in the ruby Kaiser said it only took one email, and the United Way
category. had its site coordinator.
Howell was out of town earlier this summer, when “I was actually surprised,” Kaiser said. “When I expressed
Verrenthia Joseph and Sherina Johnson were recognized by incredulity that she would sacrifice her entire Saturday,
the Board for their team approach to keeping a large sibling Pictured above from left are Denise Waninger, Virginia Howell, without a moment’s hesitation, she responded, “You asked,
group together and out of the foster care system. Carol Deloach and BOD Chairwoman Kathryn Hensley. and it was something I could do.”
Stuff the Bus is an all-day, outdoor event held in front of Martin County Director Denise Waninger also nominated
Walmart stores throughout St. Lucie County. CCKids has always The job requires long hours spent in the July sun, Howell, highlighting her volunteerism with the Florida
hosted the Port St. Lucie Boulevard store as part of its partnership coordinating volunteers, running interference with confused Leadership Youth Academy as a mentor for a teenager
with the United Way of St. Lucie County, and in return, CCKids store employees and sometimes mean-spirited customers, placed at Hibiscus Children’s Center and for reviewing and
receives more than 300 backpacks full of school supplies. managing shift work, being responsible for cash donations, translating several CCKids forms from English to Spanish.

Local Program Celebrates 20 • Organize a toy drive with
Years Of Making Christmas your employees or members.
• Call us when you’re ready
Bright; Sponsors Needed For for a pickup – we’ll come to
you!
Collection • This year’s pickup is Dec.
9 to 13.
Communities Connected for Kids (CCKids) is looking for Making Christmas Bright is
businesses, social groups and churches to participate in this jointly coordinated by CCKids
year’s Making Christmas Bright gift collection for children and Guardians for New Futures,
in Indian River, Martin, Okeechobee and St. Lucie counties. a nonprofit organization that helps meet the unfunded needs
The project, now in its 20th year, provides gifts to more of children in foster care.
than 1,000 local children who have been abused, abandoned For more information about the project, including flyers
or neglected and who are currently receiving services through that can be downloaded and shared, please call Christina
CCKids’ child-welfare system of care. Kaiser at (772) 528-0362 or www.cckids.net.
More than 63,000 gifts have been collected since the * Due to the sheer volume of gifts collected during the
program began in 1999. This year’s goal is to provide three month of December, we cannot pick up individual items;
presents for each child served by the local dependency system. if you or your family want to contribute, please drop off
Participation is simple: your gifts to our St. Lucie West location at 1860 S.W.
• Ask for a list of children’s names and gift wishes by Fountainview Blvd.
contacting the project coordinator at christina.kaiser@
cckids.net.
Wealth ManageMent

Second Road To Success Youth
Receives Car From Community iPlanning: Estate Planning in the Digital World

Vehicle Scholarship Program With society fi1mly can take to help ensure that digital assets will be administered
entrenched in the digital world, according to your wishes:
just about everyone has digital 1. Prepare a complete inventory of digital assets. Included in
Communities Connected assets. There are currently 1.59 this inventory should be infmmation regarding the location
for Kids (CCKids) presented billion active monthly Facebook of each digital asset, as well as usernames, passwords, and
the latest award in a community users, 900 million Gmail users, answers to security questions. This inventory should be
held in a secure location with your other estate planning
vehicle scholarship program 307 million active monthly documents to minimize the risk of this information falling
Twitter users, and 10 million
during an informal key active Bitcoin wallets. What into the hands of a non-authorized individual. Stifel’s “Final
ceremony Sept. 18. happens to all of these digital Thoughts and Information to Loved Ones” may be a useful
Taina, 18, and a senior assets when the owner dies? tool when compiling this inventory. Contact your Stifel
at Sebastian River High Applicable Law Financial Advisor for a copy of this piece.
The legal waters governing
School, was the second the administration of digital 2. Research whether certain websites allow a user to appoint
an individual to manage accounts after the user’s passing.
young person in the CCKids’ assets after the owner’s Many websites, including Facebook and Google, now permit
Road to Success program death are murky. The Stored users to designate an individual to access their account after
to be awarded a car for her Communications Act (“SCA”) death. Taking advantage of this opportunity can help ensure
perseverance, hard work and Pictured above are Taina, generally prohibits providers of public communications to that one’s fiduciary is not in violation of the website’s TOS.
dedication to her own future. right, and her foster caregiver, the general public from disclosing the contents of a user’s 3. Appoint a fiduciary for all digital assets. When working
communication without the lawful consent of the sender or
with an estate planning attorney to create a last will and
Project LIFT (Life Kate Crain. Crain is a host recipient. Accordingly, family members may not be allowed testament, revocable living trust, and general durable power
Initiatives For Teens) donated parent in the extended foster to access a decedent’s digital assets involving electronic of attorney, you should verify that the attorney includes
the 2007 Subaru Outback to care program, which allows communications unless the decedent expressly consented to such provisions expressly granting your fiduciary the authority
the program, which awards young people to stay in foster assets prior to death. to access all digital assets.
The Computer Fraud and Abuse Act (“CFAA”) outlaws
reliable cars to young people care after turning 18. If you unauthorized access to computers and the data contained therein. 4. Provide instructions governing the administration of your
digital assets. When working with an estate planning attorney
transitioning out of the local are interested in being a host Even if a decedent properly authorized computer access by a to create a last will and testament, revocable living trust, and
foster-care system. parent, please call (772) 873- family member, the family member may still be in violation of general durable power of attorney, you should verify that the
Taina’s host parent, 7800 for more information. the CFAA by using the computer to access digital assets not stored attorney includes provisions providing detailed instructions
licensing specialist and locally (e.g., logging into Facebook). regarding the administration of all digital assets.
As if these laws don’t complicate things enough, the custodians
Article provided by Bob Sander, Senior Vice President/
mentors were there to watch her take the keys to her “new- of digital assets may have provisions in their Terms of Service Investments, with the Stumi branch of Stifel, who has attained
to-her” vehicle. agreements (“TOS”) that impact the administration of digital assets the Ce1iified Financial Planner™ (CFP®) designation and the
“I’m really excited to be one of the first in this program,” after an owner’s death. Some of these TOSs may restrict any third Accredited Investment Fiduciary® (AIF®) certification. He can
said Taina, a student-council member at her school who party’s access to a decedent’s digital asset. be reached at (772) 403-8305 or sanderb@stifel.com. Stifel,
volunteers in the exceptional student education program and In hopes of providing clarity on the issue, the Uniform Law Nicolaus & Company, Incorporated Member SIPC & NYSE
Stifel does not provide legal advice. You should consult with
sees a future for herself in social work. Commission has created the Revised Uniform Fiduciary Access your estate planning attorney regarding your particular situation.
to Digital Assets Act (“RUFADAA”). This act is designed to help
“I keep thinking someone else is going to feel the same way facilitate authorized third-party access to a decedent’s digital
I do right now, and that means a lot,” she said. “Having my own assets. In doing so, the Uniform Law Commission hopes to allow 1 Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Florida,
transportation will be easier on me, and easier on my family.” owners of digital assets to control their disposition as they are able Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Maryland,
Vero Beach resident and aspiring registered nurse Alejandro to do with tangible, real, and financial assets. As of early 2018, 39 Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New
1
Munoz became the first recipient in the program in January, states have adopted the RUFADAA. Six states and the District Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio,
of Columbia have introduced an RUFADAA bill but have not yet
Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont,
when Infiniti of Stuart donated to him a 2013 Nissan Altima. enacted the bill into law. 2 Virginia, Washington, West Virginia, Wisconsin, and Wyoming
The idea for the vehicle scholarship program grew from Digital Estate Planning Solutions 2 Georgia, Missouri, New Hampshire, Oklahoma, Pennsylvania, and Rhode
discussions last year among members of a multi-agency While we wait for the legal waters governing the administration Island
task force that addresses and responds to key risk factors of a decedent’s digital assets to clear, there are certain steps you
among children.