Page 17 - Boca ViewPointe - May '21

May 2021 Viewpointe, Page 17

FITT Principle: How To Build The Perfect Workout Plan

By Oris Martin, Fitness Director tissues. For example, with strength exercises it’s recommended
– Acts Retirement Life Communities that you rest a day before training the same muscle group.
Intensity – How hard you work, or the amount of effort
Change is a normal part of life. While we may not always and work it takes. Walking at a normal pace is considered
be open to embracing change, often the only way to change a low intensity exercise, while running a six-minute mile
the outcome is by doing things differently. In exercise, change is high intensity. In strength training, intensity is measured
is important because it challenges your body and allows you by a number of factors, such as the weight, the number of
to see progress. repetitions, the number of sets, how quickly you perform the
Over the years, I have seen many clients find a program exercise and the length of the rest period between sets.
or a class that they like and do it to the exclusion of Time – The length of time you spent exercising. The
everything else. There’s nothing wrong with liking one time is usually determined by the intensity and the type
type of workout over another; I love doing high intensity of exercise you’re doing. If you’re doing a low intensity
cardio, but at the same time I realize that it’s important for your body responds by making physiological changes that exercise such as walking, you’ll be able to do for longer
me to work on other areas as well. will allow you to do it more easily the next time. As the body than if you were running.
A well-rounded program should include aerobic exercise adapts and the exercise becomes easier you should gradually Type – The type of exercise you’re doing. Whether it’s
which conditions your heart and lungs, strength exercise to increase the intensity or the weight to continue to see progress. cardio, strength training or a combo such as a body pump class.
increase or maintain muscle mass, and flexibility exercises to To maximize your results, there are some basic principles One final thing to consider is the rule of specificity which
allow you to move your joints freely, without pain, through a that you should keep in mind when planning an exercise simply means choosing an exercise based on your specific goals.
full range of motion. program. One of those principles is called F.I.T.T. It refers to If your goal is weight loss, you should include not only weights,
Exercise causes your body to respond to increase demands Frequency, Intensity, Time and Type. but aerobic exercise in your routine. Exercise is essential to
by adapting. For example, if you lift a weight that’s heavier Frequency – How often an exercise is performed. After better health and making it part of your daily routine will keep
than you’re used to, or do a more intense cardio workout, any kind of exercise our bodies need time to repair and rebuild you healthy and mobile into your later years. 

Associations Have Tools

To Push Mortgage Foreclosures To Completion

April 5, 2021 marks the beginning of open COVID-19 moratorium affecting federally guaranteed mortgages is not deliberately slow approach to foreclosing, often to the chagrin
vaccine eligibility for all adults in Florida, and, based likely to last in the United States beyond the summer. of associations who bear witness to mounting assessment
upon the state’s progress battling the pandemic, courts are Once all mortgage foreclosures may be resumed, courts, delinquencies as cases plod forward without urgency.
beginning to resume jury trials and in-person hearings after homeowners’ associations, and condominium associations will Therefore, associations are encouraged to file responsive
having suspended both for most of the past year. While generally be interested in having the backlog of cases diligently pleadings in mortgage foreclosure lawsuits and to participate in
Florida’s foreclosure moratorium expired months ago, the prosecuted to conclusion. As many associations learned during cases as may be prudent to hasten their conclusion. First mortgage
President recently extended the foreclosure moratorium for the recession that hit the housing market twelve years ago, holders suing to foreclose mortgages will join associations whose
federally guaranteed mortgages through June 30, 2021. As it is often wasteful to pursue assessment collection activities covenants impact the property being foreclosed, as defendants.
the result of this extension, the majority of Florida mortgage against delinquent owners who are already involved in mortgage As a defendant to a mortgage foreclosure lawsuit, an association
foreclosure lawsuits will not proceed to conclusion for the foreclosure cases and who will imminently be foreclosed by has the right and ability to participate in the case, to attempt to
next few months. However, in this writer’s opinion, the their lenders. However, mortgage holders frequently take a expediate its conclusion by taking actions including, but not
limited to, setting motions for hearing, seeking defaults against
parties who have not responded to the case, setting cases for
trial after all parties have responded or been defaulted, objecting
to extension requests, asking the judge for case management
hearings, and requesting the setting or re-setting of foreclosure
sales. These are just some examples of the many litigation
tools that associations may use to attempt to keep a mortgage
foreclosure case from stalling.
Notably, mortgage foreclosure cases are equitable actions,
and decisional law developed during the housing market
recession, twelve (12) years ago, allow courts to consider how a
delay may impact an association when a judge makes decisions
in the lawsuit. Further, Rules of Judicial Administration provide
that trial judges shall take charge of cases at an early stage in the
litigation and shall control the progress and pace of the litigation
thereafter. Judges are often willing to cooperate with associations’
efforts to move mortgage foreclosure cases to completion.
Accordingly, associations should not be resigned to
waiting for mortgage holders to complete foreclosure cases
on their own initiative but instead should consult with legal
counsel about strategies that may be used to push cases
forward with increased urgency.

Sachs Sax Caplan, P.L., Peter S. Sachs 

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