Page 6 - Hobe Sound Exposure - September '21
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Page 6, Hobe Sound

                                                      Tip Of The Tail



      Bufo Toads                                         external salivary gland behind each eye where you expect   smaller pets. I often tell owners of large dogs to rinse/

                                                         an ear to be. This is where their clear or milky white toxin   wipe the mouth and observe them for 15 minutes, but I
                                                         is excreted when the toad is disturbed or annoyed such as   tell owners of small dogs to rinse/wipe the mouth and get
                                                         being picked up in the mouth of a dog. The toxin affects the   them examined right away.
                                                         nervous system and the heart and is similar in action to the      There are a few things we can do to decrease the chance
                                                         cardiac drug digitalis. The tadpoles and eggs are also toxic,   of your pet having an experience with a bufo toad. First,
                                                         but usually to a lesser degree.                   control insects in your yard by keeping lights off and using
                                                            When a pet is exposed, the toxin is irritating to the lips   appropriate insecticides. Do not leave your pet’s food or
                                                         and gums. Pets will salivate excessively and paw at their   water bowls outside and keep your pets on a leash when out
                                                         mouth. Sometimes, but not always, the gums will turn a brick   for walks especially in the morning and evening. Keeping
                                                         red color. It is always difficult to determine the amount of   bufo toads out of your yard requires completely enclosing the
                                                         toxicity, but small breeds are often more severely affected   yard with mesh screens that extend at least 20 inches above
                                                         due to lower body weight. The toxin can be absorbed through   the ground and 4 inches below the ground. Natural ways to
                                                         the mucous membranes and doesn’t necessarily need to be   control bufo toad populations are being investigated, but do
                                                         ingested. If enough toxin is absorbed, the pet will begin to   not look promising at this time.
         The bufo toad first came to Florida in 1955 when it was   vomit followed by heart arrhythmias, breathing problems,      Exposure to bufo toads can result in minimal to no
      accidentally released at the Miami International Airport by   seizures and possibly death.           problems at all, but if left untreated or unnoticed, can be
      a dealer importing specimens from Australia to be sold as      The most important thing you, as a pet owner, can do   fatal especially in smaller animals.
      pets. They were later released into sugar cane fields to help   is immediately flush and wipe out the mouth to remove as      Established in 1981, Palm City Animal Medical Center
      control mice and rats. These toads thrive in areas with man-  much of the poison as possible before it is absorbed. Point   is dedicated to providing the best possible care for your
      made bodies of water such as canals and drainage fields.   the head down and flush across the mouth and not down   pets. With focuses on compassionate care in surgery,
      They often drive out native species of toads because they   the throat. You do not want to drown your pet while trying   physical therapy and rehabilitation, preventative medicine,
      will eat a wide variety of food sources. Most toads will only   to save him. You can also use a towel to wipe the poison   extensive diagnostics, and emergency service, Palm City
      eat live insects. The bufo will eat dead insects, dog/cat food   out of the mouth and off the lips. After decontaminating   Animal Medical Center combines exceptional medical
      and even baby rodents right out of their nests. They have   the mouth, call your veterinarian or pet emergency clinic.   care with a caring philosophy for pets and their owners.
      a very heavily built body with short legs and no webbing   There is not a specific antidote, but we can alleviate some   For more information, call (772) 283-0920, visit www.
      between the toes. They will grow over 9 inches long and can   of the clinical signs. It may take 10 or 15 minutes for   palmcityanimalmedicalcenter.com or find us on Facebook
      weigh up to 2 pounds. A key feature of their anatomy is an   some of the more serious signs to appear, especially in   at www.facebook.com/PalmCityAnimalClinic.

                                                     financial fOcus



      Prepare For Health Care                            and Prevention, as reported in a recent Edward Jones/Age   supplemented with a Medigap policy, or Medicare
                                                         Wave survey titled Four Pillars of the New Retirement:
      Costs In Retirement                                What a Difference a Year Makes. The study also found that   Advantage, also known as Medicare Part C. Given
                                                                                                           all  the  variables  involved  –  deductibles,  copayments,
                                                         retirees’ greatest financial worry is the cost of health care   coinsurance, areas of coverage and availability of your
      By Sally Sima Stahl                                and long-term care – concerns that have increased during   personal  doctors  –  you’ll  want  to  choose  your  plan
         It’s unfortunate but true:                      the COVID-19 pandemic.                            carefully.
      As we age, we encounter                               And health care is likely going to be one of the      • Protect yourself from long-term care costs. No
      more health-related issues                         largest expenses in retirement – the average couple might   matter which Medicare plan you choose, it won’t cover
      – and they carry a price tag                       spend $10,000 to $12,000 per year on health care costs.   much, if any, of the costs of long-term care, such as an
      that can get pretty high in                        Nonetheless, you can boost your confidence about meeting   extended stay in a nursing home. You may want to consult
      retirement. Will you be ready                      these costs by making the right moves.            with a financial advisor, who can suggest options to protect
      for these costs?                                      Here are a few suggestions:                    you and your family from long-term care costs, which can
         Perhaps your first step                            • Take advantage of your health savings account. If   be considerable.
      in preparing yourself is                           you’re still working, consider contributing to a health savings      And, of course, do whatever you can to stay healthy,
      knowing what you may be                            account (HSA) if it’s offered by your employer. This account   before and during your retirement. It’s been shown that
      facing. Consider this: 80                          allows you to save pretax dollars (and possibly earn employee   exercise and a balanced diet can help you feel better,
      percent of Americans 65 and older have a chronic condition   matching contributions), which can potentially grow, and be   maintain your weight and even reduce the likelihood of
      and 42 percent live with a disability, according to the National   withdrawn, tax-free to help you pay for qualified medical   developing some serious illnesses.
      Coalition on Aging and the Centers for Disease Control   expenses in retirement.                        By making the right financial moves and taking care
                                                            • Incorporate health care expenses into your overall   of yourself, you can go a long way toward managing your
                                                         financial  strategy. As you estimate your expenses in   health care costs in retirement – and enjoying many happy
                                                         retirement, designate a certain percentage for health care,   and rewarding years.
                                                         with the exact amount depending on your age, health      This article was written by Edward Jones for use by
                                                         status, income and other factors. You’ll certainly want to   your local Edward Jones Financial Advisor. Edward Jones.
                                                         include these costs as a significant part of your planned   Member SIPC.
                                                         retirement budget.                                   Edward Jones, its employees and financial advisors
                                                            •  Learn  what  to  expect  from  Medicare. You  can   are not estate planners and cannot provide tax or legal
                                                         enroll in Medicare three months before you turn 65.   advice. You should consult your estate-planning attorney
                                                         Before you sign up, you’ll find it helpful to do some   or qualified tax advisor regarding your situation.
                                                         research on what Medicare covers, or perhaps even attend      Call me for a free portfolio review at (561) 748-7600,
                                                         a seminar or webinar. On the most basic level, you’ll need   Sally Sima Stahl, AAMS, 1851 W. Indiantown Road, Ste.
                                                         to choose either the original Medicare program, possibly   106, Jupiter, FL 33458.
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