Page 9 - The Shores of Jupiter - September '21

The Shores, Page 9

Bilbao: Two Sides from page 8

after the first Carlist War and Financial Focus
did so with the understanding
that their status would be Prepare For Health Care
respected, which it wasn’t.
The second loss created a Costs In Retirement
split of the Basque region
between France and Spain. By Sally Sima Stahl
Sabino de Arana y Goiri It’s unfortunate but
became the catalyst and first true: As we age, we
leader of the Basque Nationist encounter more health-
Movement because of this related issues – and they
division of land. The official carry a price tag that
name of the organization can get pretty high in
is Eusko Alderdi Jelzalea. View of a pedestrian bridge in Bilbao, on the estuary of the Nervión. It is built in a retirement. Will you be
The Basque people refer to modern architectural style. ready for these costs?
themselves as “Euskaldunak” Perhaps your first step
(Euskara speakers). building. Perhaps the world’s most unique way of telling in preparing yourself is
Bilbao is the most highly populated of the Basque time occurs each hour when steam is released and then knowing what you may
metropolises and the economic capitals of the area. floats on top of the water, and no, it doesn’t tell minutes be facing. Consider this: 80 percent of Americans 65 and
Agriculture, the basis for the establishment of the original or seconds. But that’s okay, you’ll get plenty of love from older have a chronic condition and 42 percent live with a
area, has subsided, so it attained its character because of the the 50-foot flower-covered “Puppy,” which is the mascot disability, according to the National Coalition on Aging
impact created by the iron industry. The magnitude of trade of the museum and guards the entrance. There are five and the Centers for Disease Control and Prevention, as
relations with Great Britain from which coal was imported Guggenheim museums: New York, Venice, Berlin, Las reported in a recent Edward Jones/Age Wave survey titled
and to which steel was exported raised Bilbao to the position Vegas and Bilbao. $750 million has been committed for Four Pillars of the New Retirement: What a Difference a
of unofficial capital. Bilbao has always considered itself Frank O. Gehry’s next Guggenheim Museum to be located Year Makes. The study also found that retirees’ greatest
the Basque capital with the most “British style.” The iron in Abu Dhabi, United Arab Emirates. financial worry is the cost of health care and long-term
industry had been around since Roman times. On the right bank of the river, in the “Old Part” as it is care – concerns that have increased during the COVID-19
The beginning of the movie The Full Monty bears called, is the heartbeat of Bilbao. Standing just over the pandemic.
a striking similarity to the happenings of Bilbao. original bridge to the city is Santiago Cathedral. This 14 And health care is likely going to be one of the
th
Manchester, England, was a steel producing town that century building was originally coupled with a fortification largest expenses in retirement – the average couple
went bust and led a group of young men to resort to that protected the old town. Many of the city’s most might spend $10,000 to $12,000 per year on health care
stripping. However, it wasn’t disrobing that saved Bilbao, important buildings have been constructed along the banks costs. Nonetheless, you can boost your confidence about
but one very unique idea that did the trick. of the river, including the Town Hall, Deusto University meeting these costs by making the right moves.
Ana Aguirre Zurutuza, the chancellor for trade and and the Society of Jesus. These locations, although making Here are a few suggestions:
tourism of the Basque government, was the heroine that monumental settings, fell victim to the 1983 flood that • Take advantage of your health savings account.
changed the image of Bilbao. She did it by sponsoring devastated a major portion of the city. If you’re still working, consider contributing to a health
international competitions that brought in world-renowned If you haven’t already visited Bilbao, put it on your savings account (HSA) if it’s offered by your employer.
architects to give the city a new look. Norman Foster “must see” list. It’s an interesting area of the world. This account allows you to save pretax dollars (and
designed the underground and in 1991 Frank O. Gehry Don Kiselewski writes from his personal experiences, possibly earn employee matching contributions), which
designed the Guggenheim Museum. What the Opera having traveled in 122 countries and cruised the oceans, can potentially grow, and be withdrawn, tax-free to help
House does for Sydney, the Guggenheim does for Bilbao seas and rivers of the world. Palm Beach Gardens Travel you pay for qualified medical expenses in retirement.
– establishes its identity. Leaders, his family owned and operated agency, is located • Incorporate health care expenses into your overall
Even though the Guggenheim creates a love/hate at Mirasol Town Square, 11360 North Jog Road, Building financial strategy. As you estimate your expenses in
relationship for its viewers, there is no doubt that it has put A, Suite 102-6, Palm Beach Gardens. The agency has been retirement, designate a certain percentage for health care,
Bilbao on the map. It is built of titanium (not steel), granite serving the travel needs of the South Florida area for over with the exact amount depending on your age, health
and glass. The building explodes like a futuristic vessel a quarter of a century. Contact him at (561) 694-9696 or status, income and other factors. You’ll certainly want to
on the bank of the river. Its highly reflective surfaces Aussie@PBGTravel.com. include these costs as a significant part of your planned
capture the objects and lights of the city. Another of its retirement budget.
unusual features is the activity on the moat adjacent to the Photos by Don Kiselewski • Learn what to expect from Medicare. You can
enroll in Medicare three months before you turn 65.
Before you sign up, you’ll find it helpful to do some
Shores Summer Sales ... June 2021 through August 2021 research on what Medicare covers, or perhaps even attend

Street # Street Name Sq. Ft.Living Sold Price SP sq. ft. Sold Date a seminar or webinar. On the most basic level, you’ll need
18402 Lake Bend 2116 $699,900 $331 6/29/2021
18849 Fetterbush 2027 $695,000 $343 8/6/2021 to choose either the original Medicare program, possibly
supplemented with a Medigap policy, or Medicare
6672 Winding Lake 2403 $657,000 $273 6/28/2021
6019 Winding Lake 2070 $645,000 $312 8/13/2021
6530 Pineloch 1781 $599,900 $337 7/2/2021 Advantage, also known as Medicare Part C. Given
18530 Misty Lake 2018 $599,000 $297 6/8/2021 all the variables involved – deductibles, copayments,
6259 Winding Lake 2247 $575,000 $256 6/9/2021 coinsurance, areas of coverage and availability of your
18618 Lake Bend 1774 $530,000 $299 6/28/2021
18967 Still Lake 2113 $527,000 $249 7/15/2021 personal doctors – you’ll want to choose your plan
6192 Winding Lake 1828 $470,000 $257 8/13/2021 carefully.
AVERAGES 2038 $599,780 $295
Information courtesy of Beaches MLS • Protect yourself from long-term care costs. No
No one knows The Shores market better than I do! matter which Medicare plan you choose, it won’t cover
Your Shores Specialist Call for any Real Estate much, if any, of the costs of long-term care, such as an
extended stay in a nursing home. You may want to consult
questions or needs
with a financial advisor, who can suggest options to
protect you and your family from long-term care costs,
which can be considerable.
And, of course, do whatever you can to stay healthy,
before and during your retirement. It’s been shown that
exercise and a balanced diet can help you feel better,
Peripheral maintain your weight and even reduce the likelihood of
developing some serious illnesses.
Neuropathy? By making the right financial moves and taking care
of yourself, you can go a long way toward managing your
health care costs in retirement – and enjoying many happy
and rewarding years.
FREE Consultation This article was written by Edward Jones for use by
your local Edward Jones Financial Advisor. Edward
for Acupuncture Jones. Member SIPC.
Edward Jones, its employees and financial advisors
are not estate planners and cannot provide tax or legal
advice. You should consult your estate-planning attorney
or qualified tax advisor regarding your situation.
Call me for a free portfolio review at (561) 748-7600,
Sally Sima Stahl, AAMS, 1851 W. Indiantown Road, Ste.
561-745-1002 106, Jupiter, FL 33458.

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