Page 4 - Boca ViewPointe - December '22
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Page 4, Viewpointe                                                  December 2022
      Finally Accepting The Help Of Others




      By Robert W. Goldfarb                                 Three miles later, we began looking for each other. Some   them? I had to think differently about how I responded to
                                                         had been waiting for thirty minutes, others like me had just   the generosity of strangers.
         A recent incident on a school bus changed the way I feel   crossed the finish line. There was no boasting of finish times,      I told my children and grandchildren about what happened
      about old age. I had entered a three-mile race and was being   just embraces and congratulations. We exchanged phone   on the bus. One granddaughter said, “Popop, accepting help
      driven with other runners from a middle-school parking lot   numbers, suggested other races we could run together, insisted   isn’t suddenly going to make you dependent upon others.
      to the starting line. A runner leafing through a list of those   we run this race again next year and board the bus together.  You’re just letting someone feel good because they helped
      competing suddenly exclaimed, “Wow, there’s a 92-year-old      I’ve run dozens of races from three-miles to marathons   you. Why not give them that opportunity?”
      guy in this race.” In the past, I would have remained silent,   and never before experienced the bonding that took place      I plan to enter other races as I press deeper into my
      hoping no one would wonder if I were the old guy.  on that bus. I wondered if it was because I had finally   nineties, but will not let that stop me from accepting the
         I was familiar with the reaction of younger people who   acknowledged my age after years of insisting it was a   offered seat. I think I’ve finally learned we’re all on the
      encounter the elderly in unexpected places. Meant as praise,   number that had nothing to do with me. It occurred to   same journey and will eventually need someone’s help
      their comments feel more like sympathy: “You look great for   me that people on the bus were very much like those who   along the way.
      someone your age!” or “I hope I can still walk when I’m as old   offered me their seats on other busses. Both understood
      as you.” I don’t know why, but instead of my typical silence,   something I did not; that in a world splintered by polarity,      Bob’s articles have appeared in The New York Times,
      I found myself turning and saying “I’m the 92-year-old.”  people want to reach out to strangers.     The San Francisco Chronicle and in Next Avenue, the
         The responses to my admission were not what I expected.      I reached back on one bus, but had stood apart on others.   publication of the Public Broadcasting Service. His book,
      No one commented on my age. Instead of reassurances   Was that why people on one bus brought me close while those   “What’s Stopping Me From Getting Ahead?” was published
      that made me feel even older, runners began calling out the   on another reacted to my rejection as though I had struck   by McGraw Hill and is in five languages. 
      personal stories that brought them onto the bus. The big
      for the first time in a year, a fireman hoping a recent injury  Revocable Living Trust Important for
      yellow van echoed with the voices of a new mother running
      wouldn’t slow him, a couple who arranged family vacations
      around races, ten-year-old twins running their first race.   Out of State Property
      Instead of setting me apart, my age had inspired strangers
      to describe who they were under their running attire.
         As I aged, I had become quick to decline an offered seat   By Martin Zevin, Attorney                 For Canadian citizens, there are possible tax aspects to be
      on a bus or subway. Flight attendants attempting to put my      Are you a snowbird just              considered before you create a Florida Trust. These should be
      luggage into the overhead, were greeted with “Thank you,   returning to Florida for the winter?      discussed with your Canadian accountant or tax attorney. In
                                                                                                           general, you will have to weigh the tax consequences versus the
                                                          Some of my clients have their
      but I can lift it.” Cashiers about to place my groceries into a   homestead in Florida; others       money and time that your heirs would save by avoiding probate
      cart were told, “No, I’ll do it.” When informed there was an   declare their legal residence in      in Florida.
      elevator nearby, I always said I was looking for the stairs. I   another state.                         Another favorable factor in creating a Revocable Living Trust
      was convinced that accepting these offers would hasten my      In either case, a Revocable           is that you can always amend the Trust without having to change
      slump into a walker.                                Living Trust is very useful to avoid             the Deed. In addition, once you create the Trust, you can always
                                                          probate in both states. If you are a
                                                                                                           buy new properties in any state in the name of the Trust.
         Had I maintained my usual silence on the bus, there   Florida resident, you can own your             The Revocable Living Trust is recommended by most lawyers
      would have been no shared stories. We would have been   homestead property via a Revocable Living Trust without losing   over a Deed which includes names of other persons, either as
      thinking about our performance, not about those who would   your homestead exemption. In addition, you are eliminating the   joint tenants, tenants in common or a Life Estate Deed. Once
      be running with us. A solitary effort was becoming a shared   need for probate when you pass away. You can also transfer real   another person’s name is on a Deed, there are potential risks
      journey. Exiting the bus, we began hugging each other,   estate owned in any other state to your Florida Trust. Generally,   to you and your property. These include the possibility that
                                                          a Florida lawyer will prepare the Revocable Living Trust and
                                                                                                           the other person may undergo  a divorce, bankruptcy, have
      something usually done at the finish line, rarely at the start.   Quit Claim Deed to transfer the Florida property into the Trust.   a judgment against them, or die before you or with you in a
      The fireman thrust his callused hand into mine and said,   If you are a Florida resident, the lawyer will also prepare a new   common accident. It may also affect your homestead exemption.
      “Let’s make sure we gather our team at the finish line.”  Florida Last Will and Testament called a Pourover Will. This   All of these risks should be discussed with your attorney before
                                                          provides for the transfer to your Trust upon your death of any   deciding to put someone else’s name on your Deed. By contrast,
                                                          other assets not in the Trust or which do not have beneficiaries
                                                                                                           the Revocable Living Trust eliminates those risks, since no other
         Lease Renewals                                   already designated. It is a security blanket to cover any assets   name is on the Deed. You simply transfer it from yourself to
                                                          payable to your Estate. For example, if you were killed in a car
                                                                                                           yourself as Trustee of your Trust.
                                                          accident due to the negligence of another driver, your Personal      This article covers only some basics regarding Revocable
                                                          Representative would be able to settle your Estate’s claim and   Living Trusts and Deeds. For further information, please feel free
          Renters- If you plan to renew your lease        “pourover” the proceeds into your Trust.         to contact me. During this time of “social distancing,” I have been
                                                                                                           consulting with clients via phone, e-mail and regular mail. In the

                                                            If  you  are  not  a  Florida resident, you can still create a
        at  Boca  Pointe,  please provide the  BPCA       Revocable Living Trust and execute a Quit Claim Deed to put   past, my free initial consultation would normally be a personal
        Management office a copy of your renewal          your Florida property into the Trust. Your Last Will and Testament   meeting. In addition to Wills, Trusts and Estates, I also provide
        lease and vehicle registration prior to your      will be done by a lawyer in the state in which you have your legal   free consultations regarding any issue pertaining to personal injury
                                                                                                           claims and car insurance coverage. Call me at (954) 569-4878.
                                                          residence. In addition, that lawyer can prepare a Deed to transfer
        lease expiration date. Both items are needed      the out of state property into the Florida Trust. You can also do the   My address is 3275 W. Hillsboro Blvd., Suite 204, Deerfield
        to ensure that your transponder does not get      Trust in your state of residence and have a Florida lawyer transfer   Beach, Florida 33442. My web site is www.martinzevinpa.com.
                                                          your Florida property to that Trust.
                                                                                                           My e-mail address is martinzevin@netzero.com.
        deactivated when the lease ends. Please email                                             Paid Advertisement
        to admin@bocapointe.com.
          Thank you! 


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