Page 19 - The Jewish Voice - January '23
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The Jewish Voice, Page 19

      Lifestyles from page 18

      to support blood sugar are often needed. A second toxic   have been caused by some                   your full retirement age, your payments will be adjusted
      effect of xylitol in dogs is hepatic necrosis, or destruction   unusual factors, such as             annually for inflation — in fact, for 2023, benefit checks
      of liver tissue. Luckily not all dogs that ingest xylitol will   a spike in the demand for           will rise 8.7 percent over 2022.
      experience  liver  problems,  but  liver  changes  typically   consumer goods as the world              We’ll always have to deal with some level of inflation
      occur with higher doses of xylitol. Unfortunately, dogs that   came out of the COVID-19              — so it’s a good idea to be prepared.
      experience liver necrosis typically require more intensive   pandemic, which led to                     This article was written by Edward Jones for use by
      care and have poorer outcomes. The combination of low   supply chain issues. Also,                   your local  Edward  Jones  Financial Advisor,  Edward
      blood sugar and liver damage caused by xylitol is dangerous,   the war in Ukraine drove              Jones, Member SIPC.
      so any xylitol ingestion should be taken seriously.  up oil prices, increasing                          Edward Jones is a licensed insurance producer in
         With ingestion of xylitol, prompt treatment is critical. If   the cost of manufacturing           all states and Washington, D.C., through Edward D.
      you are unsure if what your dog ingested is a toxin, or if it   and shipping and driving up          Jones & Co., L.P., and in California, New Mexico and
      is enough to be a problem, contact your veterinarian or the   the price of wheat and other           Massachusetts through Edward Jones Insurance Agency
      Pet Poison Helpline at 1-855-289-0358. It is also important   commodities.                           of California, L.L.C.; Edward Jones Insurance Agency of
      to save the packaging to give to your veterinarian, and try to      In any case, last year reminded us that inflation needs   New Mexico, L.L.C.; and Edward Jones Insurance Agency
      estimate how much of the product your dog may have eaten.   to be reckoned with as you work toward your financial   of Massachusetts, L.L.C.
      The treatment recommendations and expected outcome will   goals. But how you respond to inflation will depend      Edward Jones, its employees and financial advisors
      depend on how much xylitol your dog ingested and your dog’s   somewhat  on  your  stage  of  life.  So,  here  are  some   cannot provide tax advice. You should consult your
      weight. If the dog ate the xylitol recently, your veterinarian   suggestions to consider:            qualified tax advisor regarding your situation.
      will induce vomiting to try and reduce the amount of xylitol      If you’re still working …             Contact us at (561) 748-7600, Sally Sima Stahl, AAMS,
      your dog is exposed to. Treatment of xylitol toxicity also      •  Contribute  more  to  your  retirement  plans.  If  you   1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.
      includes monitoring blood sugars and liver values, and   can afford to put more money away in your IRA and
      treating hypoglycemia and liver damage if needed. Xylitol   401(k), you  may  want  to  do  so. The  more  resources
      toxicity is treatable, but prompt treatment and accurate   you’ll eventually have available in retirement, the better
      information about what your pet ingested is critical.   protected you are against the rising cost of living.
         Xylitol is a sugar substitute that is a hidden danger      • Adjust your portfolio objectives with your financial
      for your dog in many products. Xylitol poisoning causes   professional. Using tools such as “hypothetical”
      low blood sugar and, at higher doses, liver damage. It is   illustrations, a financial professional can show you some
      important to read the ingredients of anything your dog eats,   different paths you might take with your investments,
      and if your dog ingests anything containing xylitol, seek   given  different  rates  of  inflation.  So,  for  example,  if
      veterinary care immediately. Xylitol ingestion can be deadly   you feel that inflation may be higher for a longer period
      for your dog, so keep your candy and gum well secured   than you once thought, you could request a hypothetical
      from your furry family members.                   showing how you might need to adjust your investment
         Established in 1981, Palm City Animal Medical Center   mix  to  achieve  your  long-term  goals,  given  your  risk
      is dedicated to providing the best possible care for your   tolerance and time horizon.
      pets. With focuses on compassionate care in surgery,      If you’re already retired …
      physical therapy and rehabilitation, preventative medicine,      • Consider part-time work or consulting. Once you
      extensive diagnostics, and emergency service, Palm City   retire from your career, it doesn’t mean you can never
      Animal Medical Center combines exceptional medical   do any paid work again. If you’ve accumulated years
      care with a caring philosophy for pets and their owners.   of experience and expertise, you could use your skills
      For more information, call 772-283-0920, visit www.  as a consultant. Also, many part-time jobs are available
      palmcityanimalmedicalcenter.com or find us on Facebook   for retirees. With the added income from employment,
      at www.facebook.com/PalmCityAnimalClinic.         you may be able to delay taking withdrawals from your
                                                        retirement accounts and other investments, possibly
      Financial Focus                                   extending their longevity. (Once you turn 72, though, you
                                                        will need to begin taking money from your 401(k) and
      Worried About Inflation?                          traditional IRA.)
      Consider These Moves                                 • Delay taking Social Security. You can begin taking
                                                        Social Security when you’re 62, but your monthly checks
      By Sally Sima Stahl                               will be substantially bigger if you wait until your full
         As you know, inflation was big news throughout 2022.   retirement age, which will likely be between 66 and
      But will it continue in 2023? And looking even further   67. (You could even wait until 70, at which point your
      ahead, how should you account for inflation in your long-  monthly benefits will max out.) Of course, the ability to
      term plans?                                       delay taking Social Security depends on whether you can
         In regard to the first question, many experts predict   afford it, but it may be possible if you work longer than
      that inflation will cool off this year, though there are no   you once planned or if you work part time in retirement.
      guarantees. The high inflation of last year is thought to   But even if you do need to take Social Security before









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