Page 6 - Jupiter West - April '20

Page 6, Jupiter West
Financial Focus

Avoid These Estate Planning which, among other benefits, enables your estate to avoid assets – 401(k), IRA, life insurance and so on – require you
to name a beneficiary. These beneficiary designations are
probate, a time-consuming and public process that can lead
Mistakes to disputes among your heirs and others. And a living trust powerful, often superseding the instructions in your will.
lets you place highly specific conditions on how and when If circumstances change in your life, such as new children,
By Sally Sima Stahl you want your assets distributed. You might also consider or divorce or remarriage, you may well want to change
You save and invest to other legal documents, including a power of attorney, which beneficiaries. It’s easy to do – but it’s also easy to overlook.
meet a variety of goals during allows you to appoint a person or organization to handle your • Not updating ownership of assets – A change in your
your lifetime: college for affairs if you can’t do so yourself, and a health care directive, family situation or changes in the laws governing income
your children, long vacations, which lets you name someone to make health care decisions and estate taxes could require you to update ownership
a comfortable retirement, on your behalf, should you become physically or mentally designations of financial assets.
and so on. But you probably incapacitated. And here’s perhaps the biggest mistake of all: Not
also want to leave something • Choosing the wrong executor – An executor is responsible understanding what’s in your estate plan. You need to work
behind – to your loved ones for distributing property to your beneficiaries and paying off closely with your tax, legal and financial professionals to
and, possibly, to the charitable any debts and taxes your estate may owe, among other tasks. create a plan you fully comprehend and can communicate
organizations you support. To Because the role of executor is so important, you need to effectively to your loved ones. Surprises are often pleasant
do so, you’ll need to develop choose someone who is reliable, competent and trustworthy. in many areas of life – but estate planning is not one of them.
a comprehensive estate plan, but to make that plan work; you It’s certainly possible to find such an individual in your This article was written by Edward Jones for use by your
must avoid some common mistakes. own family, but many people choose someone who is either local Edward Jones Financial Advisor.
Here are a few of these pitfalls you’ll want to avoid: conflicted, too busy or simply not up to the task. If you have Edward Jones, its employees and financial advisors are
• Not writing a will – If you were to die “intestate” – doubts about picking a good executor, you may want to turn not estate planners and cannot provide tax or legal advice.
without a last will and testament – the state in which you live to a trust company. The costs likely will be higher than if you Call me for a free portfolio review at (561) 748-7600,
would determine how your property was distributed. And the chose a family member, but the results may be much better. Sally Sima Stahl, AAMS, 1851 W. Indiantown Road, Ste. 106,
state’s decisions may not match what you had in mind at all. • Not naming proper beneficiaries – Many of your Jupiter, FL 33458.
Furthermore, a will is where you would name guardians for
your minor children.
• Not going beyond a will – While a will is an essential
component of estate planning, it’s often not enough. You
may need to create other documents, such as a living trust,

Chief’s Corner

Dear Resident,
Apri l has be en
designated as National
Distracted Driving
Awareness Month. As part 747-PALM
of this national campaign,
Jupiter Police Department 747-7256
Officers will be conducting
additional enforcement
throughout the entire
month of April in an effort “Service is our number one priority”
to educate and provide
awareness to all motorists. 561-743-0070
According to the National Highway Traffic Safety
Administration (NHTSA), distracted driving is one of the www.palmspoolservices.com
fastest growing safety issues on the roads today. Distracted
drivers aren’t just a threat to themselves; they’re a danger to
everyone else on the road. The national distracted driving
effort focuses on ways to change the behavior of drivers
through legislation, enforcement, public awareness, and
education.
Texting is the most alarming distraction. Sending or
reading a text takes your eyes off the road for five seconds.
At 55 mph, that’s like driving the length of an entire football
field with your eyes closed.
With your help, we can ensure the safety of all drivers
who utilize our roadways.
Please continue to visit us on our website at www.jupiter.
fl.us/jpd, and on Facebook @JupiterPolice to learn about new
and happening events within the town of Jupiter. Expires 4/30/20.
Sincerely,
Daniel J. Kerr, State Licensed & Insured
Chief of Police Serving Palm Beach County CPC # 1457468 • LPG#30099

April 2020 / Jupiter Inlet Tide Chart

Day High Low High Low High Day High Low High Low High
Wed 1 High 3:27 AM Low 9:47 AM High 3:32 PM Low 10:15 PM Fri 17 Low 12:07 AM High 6:07 AM Low 12:38 PM High 6:28 PM
Thu 2 High 4:34 AM Low 10:57 AM High 4:44 PM Low 11:26 PM Sat 18 Low 1:01 AM High 6:58 AM Low 1:27 PM High 7:20 PM
Fri 3 High 5:40 AM Low 12:04 PM High 5:57 PM Sun 19 Low 1:49 AM High 7:42 AM Low 2:10 PM High 8:04 PM
Sat 4 Low 12:31 AM High 6:42 AM Low 1:04 PM High 7:02 PM Mon 20 Low 2:32 AM High 8:21 AM Low 2:49 PM High 8:45 PM
Sun 5 Low 1:31 AM High 7:37 AM Low 1:59 PM High 8:01 PM Tue 21 Low 3:11 AM High 8:57 AM Low 3:25 PM High 9:23 PM
Mon 6 Low 2:26 AM High 8:28 AM Low 2:50 PM High 8:55 PM Wed 22 Low 3:48 AM High 9:33 AM Low 4:00 PM High 10:00 PM
Tue 7 Low 3:18 AM High 9:17 AM Low 3:40 PM High 9:47 PM Thu 23 Low 4:23 AM High 10.08 PM Low 4:33 PM High 10:37 PM
Wed 8 Low 4:08 AM High 10:04 AM Low 4:29 PM High 10:37 PM Fri 24 Low 4:57 AM High 10:44 AM Low 5:06 PM High 11:15 PM
Thu 9 Low 4:58 AM High 10:51 AM Low 5:18 PM High 11:27 PM Sat 25 Low 5:31 AM High 11:20 AM Low 5:40 PM High 11:54 PM
Fri 10 Low 5:48 AM High 11:39 AM Low 6:08 PM Sun 26 Low 6:07 AM High 11:56 AM Low 6:17 PM
Sat 11 High 12:17 AM Low 6:39 AM High 12:28 PM Low 7:00 PM Mon 27 High 12:35 AM Low 6:46 AM High 12:36 PM Low 6:59 PM
Sun 12 High 1:09 AM Low 7:33 AM High 1:19 PM Low 7:55 PM Tue 28 High 1:19 AM Low 7:31 AM High 1:21 PM Low 7:48 PM
Mon 13 High 2:03 AM Low 8:30 AM High 2:14 PM Low 8:55 PM Wed 29 High 2:09 AM Low 8:25 AM High 2:14 PM Low 8:46 PM
Tue 14 High 3:01 AM Low 9:33 AM High 3:15 PM Low 10:00 PM Thu 30 High 3:05 AM Low 9:28 AM High 3:18 PM Low 9:53 PM
Wed 15 High 4:03 AM Low 10:39 AM High 4:20 PM Low 11:05 PM
Thu 16 High 5:07 AM Low 11:42 AM High 5:27 PM
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