Page 16 - Boca Club News - July '22
P. 16

Page 16, Boca Club News

               From The Professionals’ Desks



      Healthy Answers – A Guide to Healthy Living:



      “Dream a Little Dream for Me!”



      By Dale Brown, B.S., M.A., C.E.C.                    I was told by my doctor at that time that the difference      This is why dreams come across as abstractions, a dense
      Dale is a motivational speaker who                between a dream and a nightmare is how you feel when you   weave of images, emotions and characters spun from the
      has spent many years as a Certified               wake up. If you’re frightened, it’s a nightmare; if calm and   dreamer’s experience. Your mind is able to draw from people,
      Life Coach and has written numerous               inquisitive, it’s a dream. He advised me to try and finish the   places and experiences that you’ve had from childhood, or at
      articles and e-books relating to self-            dream by getting to the other side and it would stop it from   some time in your life. This could explain why my roommate
      improvement and ways to build a                   happening again, and it did!                       entered my subconscious, and may account for my husband’s
      high-performance team. She is the                    My husband’s dreams are a whole different story. He has   imagined exciting escapades. Who knows?
      author of the recently published book,            been the subject of narrow escapes, been chased by alligators,      Here are some common dream theme interpretations from
      “Small Steps...Big Changes: The                   and become the Sherlock Holmes of unsolved mysteries.   expert Patricia Garfield, Ph.D., author of the “Universal Dream
      Personal Stories of a Life Coach.” Her education and years   Regardless of what your dreams tell you or how you feel when   Key.”
      of experience in physical fitness and training of elite athletes   you wake up, the dream state is one of the most important phases   Being Chased – When you are coping with a life-threatening
      has enabled her to sharpen her knowledge in many health-  of sleep. Why?                             situation, such as illness or strife with family member.
      related areas. The following introduces a new approach to Ms.      When we sleep, our bodies and minds rejuvenate for the next   Flying – Moving closer to a goal, such as reaching for
      Brown’s series of columns devoted to many topics that deal   day’s activities. If we are sleep deprived, our bodies don’t have   spirituality.
      with the mind/body connection and the importance of living a   time to complete all the phases that are needed for muscle repair,   Water – If you dream of sinking, you may feel you’re losing
      healthy lifestyle. Dale, a Bocaire resident, can be reached at   memory consolidation and the release of hormones regulating   your grip on something. If swimming gently, you’re feeling
      dalebrown@lovingmondays.com.                      growth and appetite. How you look, feel, react and perform every   supported in life.
         At 4 o’clock this morning, I was awakened by my 13   day is affected by the quantity and quality of the sleep you get.  Public Nudity – Suggests insecurity; inappropriate clothes
      lb. cat settling in on my chest. This is not unusual for him      There are several phases in the sleep cycle. The fifth stage is   point to feelings of conflict about your role or status of a
      to think it’s cute to wake me from a sound sleep to get up   known as the dream sleep and is what psychologists agree is a   particular situation.
      and play. After kicking him off the bed, I tried my best to   critical element for maintaining good mental health. It’s called   Teeth, Beaks, Claws – Signal of anger, either your own or that
      go back to sleep to finish a dream I was having. It involved   REM, which stands for rapid eye movement and makes up 25%   of another person.
      my roommate from college, whom I haven’t seen or heard   of your night’s sleep.                      Discovering New Spaces – Your waking life is expanding,
      from in years. She seemed so real, it’s as if we were back      During this phase, our mind undergoes fewer active changes   broadening into new possibilities.
      where we left off years ago.                      in specific parts of the brain that control emotion, decision-     The more REM patterns we experience, the more our
         Why did she suddenly show up in my dream? Was she   making and recollection. This alternate state of consciousness,   memories improve, and the better our overall health becomes.
      trying to contact me, or was her memory wedged somewhere   not planted in the real world, enables us to sift through   When someone is deprived of dreaming it can cause many
      in my brain and surfaced at this time? Dreams are peculiar, and   information and search for new ways to apply it.  adverse health problems, including fatigue, reduced immune
      for the most part go unnoticed unless you awaken suddenly      It is believed that dreams are the result of the work our brains   system efficiency, and deficiency in cognitive reasoning.
      and make a mental note of their happenings.       are doing in segregating, analyzing and filing away the data      Think of how much of your life is spent sleeping, and think
         When I was very little, I had what is known as a reoccurring   that we have learned during the day. It’s thought that our brains   of all the fun you might imagine while dreaming. Don’t deny
      dream; the same one that happens night after night. In the   revisit childhood memories that may be mixed with more recent   yourself a good night’s sleep. If you are having trouble falling
      dream I was trying to crawl through a small space but couldn’t   thoughts and show up in random dreams. This “filing” system   or staying asleep, consult your doctor. Your dreams might seem
      get to the other side. It wasn’t a pleasant dream, and so I guess   makes room for new information, and so helps to improve our   silly and humorous, but losing sleep is no laughing matter!
      you could call it a nightmare.                    overall memories.
      Legal: Florida Special Session




      By Michael J Posner, Esq., a board-                destructive or nondestructive testing at the inspector’s   insurance companies will be able to pass on savings to
      certified partner in Ward Damon PL                 direction.                                        consumers. However, not all of the legislation was industry
      a mid-sized real estate and business-                 The inspecting architect or engineer must issue an   focused. A fund of 150 million dollars was created to provide
      oriented law firm serving all of                   appropriate report to the Association and the local building   grants to Florida homeowners for hurricane retrofitting,
      Florida, with its main office in West              official. The Association must distribute the report by mail   making homes safer and more resistant to hurricane damage,
      Palm Beach. He specializes in real                 or email to all unit owners, post the report in a conspicuous   which may result in premium discounts for those Florida
      estate law and can assist sellers and              place at the Association, and if the Association maintains a   homeowners who participate in the program.
      purchaser with closing and financing               website, publish the finding on such website.        The My Safe Florida Home Program provides homes
      of residential and commercial real                    Repairs based on the inspection report must be   twenty years or older a two-for-one matching grant to
      estate including remote closings. Michael can be reached   commenced by the earlier of (i) a date set by the local   homeowners who qualify, up to a maximum of $10,000
      at (561) 594-1452 or at mjposner@warddamon.com.    building officials; or (ii) one year after issuance and receipt   for the actual cost of the hurricane mitigation project.
         The year 2022 started with many pressing real estate   of the report. Failure to timely complete such repairs shall   To qualify, a home must have a homestead exemption;
      issues, including the lack of affordable housing, the dramatic   result in a determination of habitability by the local building   have an insurable value of less than $500,000; complete
      increase in residential rental rates, the failure of many   officials.                               a hurricane mitigation inspection after July 1st, 2008; and
      smaller home insurers, the high cost of home insurance,      Despite strong calls by consumers for insurance cost   complete a pre and post work inspection to confirm the
      and the fallout from the Surfside condominium collapse.   relief, the legislature instead sought to address a market   mitigation needed and its completion. A website, https://
      No action was taken in the 2022 spring legislative session,   plagued by insurer insolvencies, policy cancellations and   myfloridacfo.com/mysafeflhome, provides more details
      but Governor DeSantis brought back the legislature for a   rising insurance costs. The new law creates a two-billion-  about this program.
      special session to try and tackle some of these issues. The   dollar reinsurance assistance program for insurers to      Finally, the issue of insurers denying claims solely on
      result was two new laws that affect condominiums and   purchase insurance to help insulate themselves from risk.   the basis of an insured home’s roof age was addressed. No
      homeowner’s insurance companies.                   This is due to the heavy losses Florida insurers have suffered   claim can be denied if the roof is less than fifteen years old
         The first new law is the creation of a requirement for   over the last two years, resulting in several companies   and, if older, if the homeowner is able to prove that the roof
      statewide mandatory structural inspections for condominium   becoming insolvent. In addition, the law places new caps   has at least five years of useful life remaining.
      and cooperative buildings. This new law, that was adopted   on attorney’s fees (a major cost factor in insurance losses)      With these new bipartisan supported laws, it appears
      by unanimous consent in both chambers and signed by   and limits the assignment of attorney’s fees in property   that Florida has taken necessary steps to both address the
      Governor DeSantis on May 26th requires all condominium   insurance cases to help reduce frivolous claims.  Surfside collapse and some of the difficult issues plaguing
      and cooperative buildings over two stories tall to have a      The belief is that once the market has stabilized, the   the Florida homeowner’s insurance business.
      structural inspection, including inspections of load-bearing
      walls, primary structural members and systems by a Florida   • Air Condi�oning Service and Repair   Are you breathing clean air?
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